| This company provides leads for insurance agents for $18 each and claim the leads are generated from a website form at (http://www.retirement-income.net/)
 of which they claim is completed by valid users.. I believe this claim to be 10% true and 90%
 fraudulent Here is what I am convinced
 they are doing
 
 They first set you up by charging a $149 setup fee (for what?) Then they charge $18 per lead you commit to in your predefined area You must agree to let them charge your creditcard once a month or every time the lead cost reaches $200. (this happens fast
 so beware) You can pause your account but only after minimum of 30 days (this
 gives them time to get you good)
 Then you select a 5, 10, 20 or 30 mile radius from your hub area and you cansee how many leads show in your area..... they actually have a pretty good
 system of this, they make sure there are some leads in the hopper (you can see
 on line there are leads ready). When you signup and pick the type of leads you
 want, you instantly are the proud owner of these leads (they are emailed to
 you instantly and guaranteed not older than 7 days (or get this they are
 pitched) If you purchase those leads,
 you must leave your account active so you are forced to purchase additional leads
 as they come in for 30 days (sorry you can't stop them). This is all crap of course.
 HERES THE SCAM:  They guarantee that the leads will have working phone numbers registered tothe person on the lead), address and Name or they will refund your money (SOUNDS
 GOOD BUT IT'S A CON).
 Keep this in mind... they have the website that anyone can visit andcomplete the form with someone's name, address and phone number (these lists
 are available from any list providers...) . That part is true most all
 leads match real people, phones and addresses but most of them have never filling
 anything out on the internet..
 THE SCAM  I believe they hire people to fill out the online forms formmailing lists in a zip code range and then their sales people contact insurance
 agent suckers in the area and tell them they have leads and it's about to make
 their sales skyrocket. It's true if the
 lead is bad (phone number or disconnected) they will credit your account.
 But, But, But... even email lists have bad phone numbers or the previous owner
 sold or moved so that's understandable..
 Do you get it... they're whacking
 the sales agents with phony leads and racking up $18 per.. ProspectMatch is 10% legit and 90%
 fraudulent...We need to stop them, please keep these posting going
 
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