I had a charge back, 2 credit cards were used and after the product was delivered the 2 credit card

28th of Nov, 2010 by User832832

I had a charge back, 2 credit cards were used and after the product was delivered the 2 credit card holoders denied the charges. United Bank Card Merchant servises charged back the nearly $10K to my bank account. They retreaved all of the money from my account amediatly. and then charged my account for the charge back another 6 times needless to say Over Drafted my bank account and cost me Thousands of dollers in overdraft fees and charges from UBC. My Attorney called them and told me they were like talking to a brick wall and advised me to close the bank account. the account must be 0 for 5 days inorder to close it. UBC would charge my accound less than every 5 days so it took me months to get the account closed. Soon after the charge back I swiped 3 cards for aprox. $2300.00 and it never showed up in my bank. I called UBC and was told they were keeping my money as a slush fund in-case I ever had another charge back. I finaly went to a CPA to anayise my bank statements and prove UBC retreaved the 10K amediatly. She did and called UBC and told me they were like talking to a brick wall. Finaly she called a woman at UBC and insisted she lisson and exept the proof. Next day the $2300.00 was in my bank. but still I can't get rid of UBC they continuasly attempt to exstract money out of my closed account and call trying to collect money from me. I had sent several letters closing my account with them. The salesman that sold me to UBC tried to close the account. I received a call from UBC telling me my account is still open and the salesman can't close it that I had to fill out a form that she would send to me , I never reseved the form. I was not aware that when you use a credit card prosesing servie that you have sold your self into slavery. Larr y ,

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