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Genesis Commercial Capital
Genesis Commercial Capital Genesis Commercial Leasing immoral leasing practices Irvine, California
17th of Jan, 2011 by User162298
Genesis put an equipment finance package together and gave us paper work explaining the terms of the lease. later, in the final lease agreement, they changed significant details and hid them in the agreement. we faithfully paid on the 36 month lease, never late or missing a payment. It was an expensive way to aquire the equipment, but at the time it was needed. Imagine our shock when, upon our final payment, we were notified that we had failed to give them proper notice of intent to 'not renew' that the lease auto renewed and we owed an additional 13thousand dollars. It was immoral and unjust. Additionally, where 100 purchase option was referenced, they used a reference to FMV to come up with another 12-15 thousand dollar value for the machine. Additionally, they used collection style approach with rough language and legal posturing. imagine paying 60 thousand for a machine that costs less than 20 thousand. Even if the courts do not hold them accountable, which i think they will, they will be judged one day for this...I would not want to be in their shoes.


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