Consumer reviews and reports on scam companies, bad products and services
yourloan101.com care.net Called my work number and told me to log on to their website and it charged me $30 for guaranteed approval causing 2 overdraf
24th of Oct, 2011 by User613438
I noticed last week that I had a total of .05 removed then added back onto my checking account. I called the number 1/877-641-1046 and the representative advised me that it was to make sure that I had an active checking account. I asked that no other funds would be drawn out of my account and she had assured me that it wouldn't. I looked at my account information this a.m. and saw that in fact, there had been $30 pulled from my checking account yesterday 10/24/11. I called the number and the representative said that when I had applied for cash advance that I had authorized these funds be removed because it "Guaranteed"me a loan approval. Now, if I'm told by one person that NO MORE FUNDS would be pulled from my account and then it indeed does get withdrawn that would be LYING. Now my account is -$75 and it's their way of FORCING you into getting a loan in my opinion. This company is preying on people that are in what is obviously a rough situation to begin with and then adding insult to injury make it worse by charging a "fee" Mind you, I should have EVERY word that was on the website, but in my defense they have a million pop up adds slamming you at one time leaving you distracted.
Comments
4772 days ago by Knikkat
The same thing happened to me. I called the number listed on the withdrawal transaction. It put my account in the negative. There was no phone call or email. I requested that they put my 30.00 back in my account. The representative said they would. It would take 7 to 10 days. Lesson learned: If you have bad credit, you are very gullible to these people. The reps are always people who talk fast with broken English.
4765 days ago by Lisapolzin
did any of you get your money back? this just happened to me today, and i got the runaround. I dont even know who to call. I did get a phone no. from this site, and hopefully that will help me somewhat. I too am now in the red in my checkbook. As if i didnt have enough problems to start out with. any info would be greatly appreciated.
4752 days ago by Vendetta
I applied for a loan through another free payday service who forwarded my info to "yourloan101" without my knowledge!

Now, there has been some suspicious activity on my bank account to withdraw tiny amounts (the same as above) which I have notified the BBB and my bank's fraud department. My checking account number has now been changed by the bank to stop any further attempts on their side and a fraud alert has been raised. I am also actively following other postings on discussion boards on the web to stop any such activities from their side and also find if there are many who would want to get together and file a class action suit against this firm and others who prey on hard working people!

Do not think you can get away with accessing other people's money without their full consent!!
4748 days ago by Jesula
I applied for a loan throuh another loan services, I got the money and used it already, and some how thi website get my info, since then they keep going to my account by taken a penny or 3pennies out from my account whenI called the # that showed on the withdrawal they said that I have to go onlie to this website www.yourloan101.com to finish my application, I told the lady I dont need any loan at this time can they just stop going to my account and just cancel this loan, she said that they have a lot to offer I still have to go the website and the application, then look for some # then I would have to call that # then someone will answer my question until then she can't do anything, the thing is I have never hear or applied for a loan on this website, I dont know how they get my info.

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