| US Financial Group |
| US Financial Group US Funding Group Ripped me off for $4,000 after promising refund!!! newport beach, California |
| 11th of Apr, 2011 by User152509 |
| I found Carol CJ Wayland (US Funding Group AKA US Financial Group) on craigslist offering business loans. I contacted her and she told me I'd have to wire $4,000 to her US Bank business account. Account was in the name of US Financial Group. I wired her the money in Dec. 2010 and she told me it'd take about 30 days to have the loan directly wired to my checking account. Carol CJ Wayland told me in January 2011 that it'd probably take a little longer than expected because of things being shut down during the holidays. I accepted this, but emailed her regularly for updates. I found that emailing her was the only way to get a response because when I called her she'd rarely return the call. Every week when i'd email her, she told me the same thing. "We're waiting for the funds to roll over so we can wire your money to you. It's just taking a little longer than expected because of the holidays." She has been telling me this since January 2011, and gave me the SAME excuse as of March 2011. In March 2011 when I last was able to contact her via phone call, she told me she was going to try and get me into another funding program that definitely works. She told me to use my father's credit since his credit is outstanding. She kept pushing me to ask him to cosign for me. I told her I wasn't comfortable with asking him for that, and that I really didn't trust her anymore and I just wanted a refund. Carol CJ Wayland told me it'd take about 2 weeks for me to receive my refund back to my account. I have since been given the run-around. She keeps telling me that she's still waiting on my refund to come thru and it's not her fault because my funds were forwarded to a 3rd party lender. I email her everyday and she didn't respond until my most recent email. I told her I was tired of being jerked around, tired of being scammed, tired of feeling taken advantage of, etc. I told her I was going to contact all the local authorities in California and news stations and tell them what she'd done. I told her that she had committed wire fraud, and that I was going to report her to each and every law enforcement agency that I thought might like to hear about her scheme. I also told her I was going to make sure she lost her brokers license, cause she is licensed in California. After that eye opening email, I got an email from "owner" of the company Mike Acer. He was pretty angry with me because of the threats that I'd made and told me nothing that I claimed was true about his company, and if I kept saying those things that he'd pursue legal action against me. At this point, I've lost my $4,000 and he can threaten me all day long- I don't care. I've made my report with the BBB, and now I'm reporting them to RipOffReport. Hopefully this report saves someone else the time, hassle, money and headache of dealing with this company full of scam artists. I suppose this is what I get for dealing with a company I found on CraigsList. All I can say is DON'T do business with this company, because they're going to scam you. They're going to call you repeatedly until you pay them, then they'll return your calls/email at their leisure. They'll blame everyone but themselves for the delay in the funding. As for me, I'm still pursuing my refund from them. If it comes down to it, i'll go after them in court. My attorney says I can go after them for triple damages. Maybe that'll teach them a lesson. So disappointing. |
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I went thru USFG (Newport Beach office, Old Newport Road), it took about twice as long as I was initially told but I did get funded. All I can suggest is hang in there and give it an adequate chance to run its course. The head office for US financial is in Louisiana, here’s their ad;
Our objective is to take the hassle out of the financing process for all of our customers. With great credit, we will be able to have most of our lease and finance applications approved the same day. Some in as little as four hours. If you do not qualify for our primary leasing and financing program, because of less than perfect credit, we can usually have an answer for you within 1-3 days. Once we have received your application, we can let you know approximately how long it will take to provide you with an answer. You will never get the chance of waiting for us to respond to your specific needs.
Leasing and Financing Starts at $5, 000
The minimum amount that we arrange leasing or financing for, on commercial equipment, is $5, 000. You will be permitted to lease or finance multiple pieces of equipment, on the same lease, even though they may be from multiple suppliers. Generally taxes, freight, installation and a few other miscellaneous costs can be included in your lease so your out of pocket expenses are limited. If your business requires leasing or financing that exceeds $1, 000, 000, please allow one of our leasing and financing pros to help you get the best possible rate available.
Lower Rates Available for Established Businesses
Your strong credit record, coupled with your established business experience, will help you qualify for the most competitive rates available. Additionally, we can tailor make a leasing or financing program to match your specific business requirements. Call us today to create a specialized leasing and financing program just for you. Our customers are our most valued asset.
$250, 000+ Without Financials
Why bother with any financial source if they have to take the time to review your financial package? We have designed our leasing and financing programs with ease and flexibility in mind. Depending on the length of time that you have been in business and your credit history, we can usually approve you for up to $250, 000 of equipment cost by utilizing a simple one page credit application. We normally require your tax returns for the previous 2 years and a current Financial Statement for larger amounts. Please contact us today and we will be more than happy to explain just how easy it will be for you to get the equipment that you need.
New Business Leasing and Financing
Providing equipment leasing to relatively new and start-up businesses is not a problem for the leasing and financing pros at US Financial Group. If your company is less than 2 years old, you probably already know that it is really tough to get banks and finance companies to talk to you about your financial needs. Not us! Call today for more information on how easy equipment financing for your new business can really be.
Flexible Leasing and Financing Programs
Sometimes our traditional 24, 36, 48, 60 and 72 month lease programs will not be adequate for your business needs. We have a wide variety of special lease programs. We have Deferred Payments, Skip-Payments and Step-Payment programs; which provide lower payments during the initial period. One of these should be just right for you. We are here to provide you with the best possible financial services available anywhere. Tell us what works best for you!
Tying up thousands of dollars to purchase equipment could cost you considerably more than you could ever imagine. The true value of business equipment lies in being able to use it, not actually owning it!
The Primary Advantages of Leasing
100% Tax Deductible
Lease payments are generally considered a pre-tax operating expense and therefore are usually tax deductible. Before assuming this is your situation, you should first consult with your tax advisor to determine your actual tax liability.
100% Financing
You are not required to make a large down payment to start a lease. Leasing puts all of your equipment to work for you immediately, with a minimal up front cost. You can also include various expenses for software, delivery, installation, training, freight, and sales tax in your lease. You don't have to wait any longer to get that needed equipment. Lease your equipment today with as little as "1" payment up front.
Preserves Capital and Credit Lines
Leasing keeps your capital sources available to meet needed short term requirements. Conserve your cash and credit lines for important long range plans; such as expansion, improvements, and growth.
Minimized Risk of Obsolescence
When a new generation of equipment becomes available, you will have the flexibility to upgrade or add on. The choice is yours. You'll never be faced with the burden of owning old or obsolete equipment.
Specially Designed Lease Programs
We can easily tailor your payments to match your seasonal cash flow and allow for lower payments during the first year. This will enable you to secure all of the equipment that you need, at this time, without creating a cash flow problem during the first year of your lease. We also have "Skip-Payments" available for those months when cash flow is at its seasonal low.
Flexible End-of-Lease Options
You will have the following options when your lease expires: trade up to new equipment, continue to rent the same equipment, return the equipment to the lessor or to exercise your purchase option and buy the equipment. Only you will know the true condition of this equipment and the true value.
Choice of Lease Terms
You can select from the traditional 12, 24, 36, 48, 60 and 72 month programs, or if need be, we could create a special program just for you to meet your specific financial circumstances.
Contact us today for information about our available leasing and financing programs for any of your equipment needs. For your convenience, we have several on-line applications available which will enable you to quickly submit an application to our corporate office for consideration. |
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