| The Pena Financial |
| The Pena Financial Group NAA HUGE MLM CORPORATION! Stay away! Pawtucket, Rhode Island |
| 5th of Aug, 2011 by User677300 |
I was one of the unfortunate souls to have been found by one of their Craigslist ads. Lucky for me, and I put lucky lightly, I was looking for an administrative assistant position and not a sales agent one. I was recruited... and I have to say this was one of the most dysfunctional companies I ever worked for. First off, The Pena Financial Group or the Pena Agency is NOT a "business". It is a part of the group National Agents Alliance, or NAA. NAA is another story in itself, with its cult mindset and HUGE MLM (multi-level marketing) which borderlines as an illegal pyramid scheme. Please look up further information on NAA and do NOT buy into it. It is NOTHING but a wormhole and failure waiting to happen and people have given up great jobs to wind up POOR. They expected that their administrative assistant be EVERYTHING -- I was not only doing clerical work for THREE, yes, THREE agents including pending applications, but I was also their human resource department. I had to hire new "recruits" or sales agents --- many of you might have seen the ads on Craigslist (which BREAKS Craigslist's terms of service as a company that is MLM or costs upfront fees is NOT supposed to post in the job section). These Craigslist ads often were looking for Athletes or Ex-Military people, claiming you could make up to 1k a week in income or over 100,000 a year. I was often told to lie to recruits, tell them I knew absolutely nothing about the details of the job and attempt to get their personal information such as full name, address, phone number and social security number in order to FasTract them onto the NAA website. I was also required to consistently call and harass people about getting signed up for expensive licensing classes, in which they were not told about having to pay upfront fees to get started until after they were signed up under NAA. I was also told to lie about the job being commission only, once again pushed to tell them I had no idea and direct them to either Paul or Beiya or, worse, Shawn Meaike who was their upline. They never told the recruits ANYTHING of value. Only how much money could be made in which they did not tell the recruits the amount of money they would have to spend on leads (information that is collected from consumers and SOLD back to agents), the charge backs, the amount of gas spent traveling, the licensing and liability insurance. I was also told that they would be able to "finance" recruits, which usually meant the recruit had to fill out a life insurance application so the recruiting agent could get the commission off of them. Many of the people who applied for this sales agent position were people without jobs who could not afford the upfront fees that I knew about. It was absolutely detestable to hear the hopefulness in people's voices about getting a job call back and setting them up for an "interview" - in which it was NEVER an interview. It was nothing but an informational meeting where they set-up MANY people from the same time slot. At this meeting, they only told you about how much money you could make. In terms of working with clients and doing applications, I saw my bosses, Paul Gonsalves and Beiyanil Pena (along with two other agents who worked out of the office, Jenny Rojas and Iliana De La Rosa) forge and erase information on life insurance applications to get the people approved so they could get their commissions. They usually told their clients not to list medical information that might get them declined by the life insurance companies. In which, the life insurance companies were legit - such as Mutual of Omaha, ING, Foresters, BUT there are much more cheaper options for many of the people who could NOT afford the premiums! They often whited out information, told clients not to list certain medical procedures along with "guessing" at their annual incomes and jobs. There were quite a few times when many clients claimed they ONLY wanted information and did NOT want to be signed up for a policy at all. They only agreed to speak to someone to gather brochures and paper work. I was usually left dealing with upset clientele who were wondering why an insurance company was contacting them for money when they only asked for information. Please, please! If you are in the sales business, stay away from National Agents Alliance, the Pena Financial Group/Agency, there are better, legit businesses that give you better support and more for your time and energy. And if you are an administrative assistant, this not the job for you! Please, find someone who will value your time, work and effort. I feel sorry for the poor person to work after me who I am sure had to go to their national conference in July, in which their conferences for NAA are nothing but expensive (they pay for NOTHING) lectures on how much money people have made. May he/she get out as quick as possible!
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| The above was written by the former disgruntled employee Kamilah Weaver. Let's get one thing strait about her...she DID NOT QUIT her job, she was FIRED!! That kinda explains it all, but I will go on...People don't just randomly get Fired for no reason, so let me explain a little bit... contact us directly and I will be happy to dissect her entire post line-by-line to point out her misleading statements, but for now I will just get down to the basics...She was fired for being lazy, incompetent, un-disciplined, negative and hard-headed. We caught her instant messaging people and making a bunch of personal calls when she was supposed to be working. We gave her the trust to work without supervision most of the time, but she was dishonest and basically STOLE from us by not working while we were paying her! I would like some money back, please!!! She had ZERO significant work history, but we took a chance with her...what a HUGE (and I do mean HUGE) waste of time and money she was! DO NOT hire her, unless you're OK with paying someone to do very little to nothing. She lies and does not follow directions. Her workload was not unreasonable, but when we asked her to do something, she always had excuses. She has written some serious allegations here and could be sued for Defamation, as she has stated that we have engaged in harmful activity with her help. She has no documented proof of us doing anything against the rules. Ask her why she was fired. All you need to know about us is that we are growing, making money, making a difference by helping families and we are following the rules. We believe that people should produce results if you pay them, especially if they are not supervised. She was dis-honest and ROBBED us by getting paid for doing nothing! We even had a BONUS pay structure for her to take advantage of, but she was too lazy to make extra $. We donate $$ EVERY week to charities, but she claims that we don't produce. Unfortunately, she thought that she was a "charity" named "Feed the Kamilah", but she was mistaken..she was hired to do a job, but did not perform...it's simple business. This is AMERICA, if you can't stand how the business world operates, there is always welfare and FOOD stamps. I actually want to THANK her for writing this, because from now on when we hire people, I will make them read what she wrote! (we will let them read the lies and then we will explain the truth) That way we can easily filter out the weak, lazy, broke-minded people who feel entitled and want things handed to them. We have nothing to hide..in fact, come check us out online as www.thepenagroup.org . You can apply right online! All of the events are only OPTIONAL and the only thing people pay for is their own License (thats a LAW, so take that one up with Uncle Sam). Some people in life have a dream and a desire to be productive and successful... while others have no discipline, no drive and have a consistently negative attitude. With that being said, you are either with us, or against us!!! This is AMERICA..no one will FORCE you to work anywhere! If you say and think you are HUNGRY, but can't stand the heat then get the hell out of the kitchen! No free snacks here! Thanks |
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