Sea-Safe Ski-Safe Geico

Sea-Safe Ski-Safe Geico AXIS Sullivan & Strauss Sullivan & Strauss Agency pro-rate misleading, obscure minimum, policy cancelation Lake Success, New Y

12th of Jul, 2011 by User504840

With most insurance there is a reasonable pro-rate policy when you switch insurance companies or after you sell the insured boat for example. Geico pointed me to Sea-Safe for insurance they could not provide. Sea-Safe is really Sullivan & Strauss Agency from Lake Success NY. They operate and SkiSafe.com or Sea-Safe. They are underwritten by AXIS Reinsurance. Before considering buying insurance from these people at Geico's recommendation, do your homework. Sullivan & Strauss / SkiSafe.com have a thing called "Minimum Earned Premium" that is essentially 75% of the year's policy, even if you switch companies 2 months later. Versus taking Geico's recommendation to use SkiSafe.com / Sullivan & Strauss, you will find that a little boat insurance shopping with another company / agent will essentially get the same coverage for the equivalent cost of their "Minimum Earned Premium". AND, you will be dealing with a company that has a honest pro-rate rule vs. what I found while switching to State Farm. If this is how SkiSafe / Sullivan & Strauss / AXIS treats you when simply switching policies, I can only imagine what it would be like if you had to file an actual claim. Do yourself a favor, shop with a reputable insurance company.

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