However, they never refunded the $315 I paid for the leads. Instead, they offered to replace the leads with new ones. The problem was not only the lack of appointments, but the fact that most of the leads were not "million dollar IRA's". Far from it: of the people I called (the small number of appointments or "call backs" they generated), none of them had anywhere near $1mm to invest.

Despite this, Prestige continues to call me several times a year with new lead offers. I continually ask them to take me off their call list which they seem to be unable to do. I recently spoke with a new sales manager, Jonathan Cash (real name?), and threatened to go to the Attorney General again which got him to assure me I would never be called again. We'll see. Interestingly, he had called me two weeks earlier and said the same thing.