Discovered that they charged $1.50 a month interest --
titled -- "Minimum Interest Fee" even on a zero balance so even if
you pay your account in full each month, you will always be charged a minimum
of $1.50. I cancelled my account and when you review the information on
the internet you will not find anyplace where you can do that but if you call
the number on the back of the card you will find a live person who will cancel
the account. We should not pay interest on zero balances.

They also will charge you a late fee if you do not watch your account very carefully - if you don't get paper as I don't - they will not notify you prior to being late - they will notify you after being late and then you have to pay a very high fee. This can be problem as it is hard to remember all your purchases.