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Intelliloan Metropolitan promises best rate, fails to lock in rate, months later tells you can't do rate because rates have risen Irvine California
3rd of Apr, 2013 by User926406
Intelliloan told me that they could give me a loan at 3.25 % if my credit was excellent etc.My credit is 806. I told him to lock the rate, he said they would lock it as soon as the underwriters received all of the info I needed to provide. I provided everything in 1 day. 2 weeks later, not hearing from them, I called, asked about lock, got a song and dance, soon they would. 2 more weeks. nothing A month later I demanded to speak to a manager who told me that the rates had gone up and they could not lock it in at 3.25. Now it was 3.78 which was higher than the other quotes I got earlier. These people are predators, tell you what you want to hear to get you to start the loan process with them. Get a rate lock before you get to far into it.
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