I was a few months behind on my mortgage when i was searching for help to lower my interest rate wit

2nd of Dec, 2010 by User950129

I was a few months behind on my mortgage when i was searching for help to lower my interest rate with my mortgage company. My mortgage company was being difficult so my boss (Naomi Childress) at my job had informed me of this woman (Julia Anderson) who she said did loan modifications and bankruptcy's and accounting ( taxes). My boss gave me her number and i called her and she said for $1400 she could talk with my mortgage company and tell them of my hardship and get the mortgage at a lower payment for me. I went to her house and paid her the first payment and gave her copies of all my personal information, she then said stop worrying i will be able to help you. I continued to receive letters and phone calls from my mortgage company and (Julia Anderson) had told me do not except any phone calls from them and ignore all letters from the mortgage company, so that's what i did but i kept everything from the mortgage company just for my records. A month into it i began to feel uneasy because this woman ( Julia Anderson) hadn't called me or sent me anything, i let her know i felt uneasy and she assured me things were going to work out. I decided to start asking her alot of questions about what the mortgage company was telling her and when this was gonna be resolved, that's when she began being very rude and talking to me like i was an idiot. Now the red flags were up. On Monday Feb. 7th 2011 (Julia Anderson) had called me to advice me that the mortgage company would not help lower the interest rate because she stated i had signed a 10 yr waiver saying i could not change my mortgage in any way. At this point i was very upset, i had asked if she could get a copy of the waiver and that's when she was very rude again, so i thought ok it's been 2 months what has this woman done for me. I decided to call my mortgage company and talk to someone there and ask how much has she done, that's when i heard the terrible news that they have never heard from her and on that mon. Feb 7th was the first time someone called in asking about my mortgage but they told me she called in saying she was me. Now i'm left further behind on my mortgage and out of $1400 that i could have sent the mortgage company. I don't know what to do now that i'm out $1400 and i'm a single mom who is about to have my house up for foreclosure because i fell victim to this thief (Julia Anderson). I'm putting this out there because i don't want anyone else to fall victim to this crook!!!!!!!!

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