Greentree has refused to send me a statement since June of 2007. I have been making monthly payments without being late. I tried to refinance my loan through my credit union but there is no record of my loan with any of the credit bureaus.

I tried to contact someone to help me straighten this out and all I was told is that as long as I make payments I will be allowed to stay in the house. Do I need to contact an attorney so that I can refinance and show that I have been a responsible citizen with the credit bureau? I need help.