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| Gentlebreezeonline.com Gentle Breeze Online, cashusapaydayloans.com, K.C. Ikeda, KC Ikeda, Takehisa Naito, Shawn White collector, shawn white illitera |
| 2nd of Oct, 2011 by User641871 |
| After a somewhat lengthy term of employment for the aforementioned Japanese owned internet based direct lender, I would like to apprise the public of a illegal operation that is gouging "internet payday loan customers" w/ astronomical interest rates, has violated state law in many, many states and is now enjoying illegal sovereign immunity. I was hired on as "Director of Collections" for the companies legal department. When I applied, the D/B/A that was being utilyzed was Pay1day.com, a internet based payday loan company who granted loans to customers across the US, illegally. You must be licensed in the state the customer resides to grant them a loan. Pay1day was only licensed in one state and granted loans in thirty plus states. After being "busted" or "caught" by numerous state Attorney Generals Offices or Office of State Bank Commissioner's and receiving "Cease & Defrain" or "Cease & Desist" orders, the doors were quickly shut for Pay1day. The phone numbers were disconnected and the website(s) vanished. Shortly after, all employees were instructed that they were now employed by Ebisu Marketing. (the mythological equivalent to the Japanese God of Money). The D/B/A/ that was quickly implemented to begin granting payday loans to customers nationwide again was "CashUSAPaydayLoans.com". CashUSA incorporated in a different state and picked up right where they left off w/ Pay1day. Same scenario, we would get caught by numerous state governmental officials on a regular basis. In most all cases, when caught, we could not even accept payment on "delinquent" loans if the customer called and offered to pay. I was told to instruct my staff if someone called in from what the Japanese considered "bad state" (a state in which we had been busted) we would have to inform the customer/debtor we forgave the debt. During the course of this illegal business activity, I was threatened verbally by a troublesome staff member who maintained a street thug/gangster mentality on four seperate occaisions (Shawn White- a fake collector who does not even know the F.D.C.P.A.). Additionally, I was physically assulted by a GM, Jay Sabeh. Ebisu was so concerned by flying under the radar, they let obstreporous things like this go undisciplined. Finally, Naito Group/Ebisu Marketing partnered with The La Posta Band of Mission Indians located in Boulevard, CA) The purpose for this was to illegally enjoy "Sovereign Immunity" to escape state laws nationwide. They are now GentleBreezeOnline.com. The call center address is the same, 1930 Wislhire Blvd., Suite 430 Los Angeles, CA, However, they indicate a Boulevard, CA address on the website which is a PO Box owned by La Posta Band of Mission Indians.It is no doubt still owned by Takehisa Naito & run by K.C. Ikeda. |
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| I was recently an employee and i voluntary quit they treated me and other co-workers really bad, they were always screaming at us we were pressured all day to get people to sign for the loan and lie to them about the payback options, we had to be very carefull of what we would tell our customers before they would sign. We would always get threatend to be fired if we did not meet a certain quote. When we would get bank information for example Bank of America, Suntrust, City Bank, Wachovia, we would acces the automated system and listen to ALL the transactions WITHOUT any authorization from the customer, once we verified amounts and transactions if the customer signed at the end of the application we would automatically fund the account with a no contact application. I think this company is doing more fraud than any company i have worked for. |
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First, to the idiots who say everyone needs a job so take it easy on telemarketers, I say screw you. I've got no problem with legitimate telemarketers who respect the do-not-call list. However, if someone is working for a fraudulent company, they're just as guilty as the people running the company. By your logic, it's ok to work for a scammer because "everyone needs a job". Idiot!!!
My phone is on the do-not-call list and has been since the service was developed. These companies don't care. Just type in "consumer matching services ripoff" or "gentle breeze online ripoff" in your search engine and you see enough. |
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