So how did I get my loan mods? Easy, I called the bank directly and worked with them. It took time and a bit of frustration when they asked for the same documents to be faxed multiple times. But in both cases I did it, not the scam artists listed above. The first thing I did when talking to the bank is asked them if they have been contacted by the Foreclosure Defense or Friedlander Law Centers. I asked this multiple times for the first and was told they haven't been negotiating with anyone but me. When I took that back to my "representative" they always responded that one part of the bank doesn't know what the other is doing. Which was strange because I would always ask the bank rep I was dealing with to document something. When I called back to the bankat a different time talking to a different rep they always had it documented.

Bottom line, these guys are a ripoff. Whatever they promise you it's not going to happen. Whatever money you give them you're not getting back. I've written my $2000 off as an expensive lesson. Anything these idots can do you can do better and faster. The reason they give to use their services is they deal in a lot of loans and have contacts at the bank to expedite things. They may have contacts at all the banks but I don't think the janitor should count. They did nothing for me other than making what should have been a 6 month process into a 2 year process. A year and a half wasted waiting/hoping these idots would do something.