| Flexcard Hybrid Program |
| Flexcard Hybrid Program Visa Card Flexcard, Flexcard Visa, Flexcard Prepaid Visa DO NOT GET AN UNSECURED VISA FROM THIS COMPANY Internet |
| 2nd of Aug, 2011 by User261109 |
| First of all, this company has no verifiable information anywhere on the web, so I was skeptical and worried at first but I figured maybe I wasn't searching correctly. Whenever you search for them, you only get info from badcreditoffers.com or some other bad credit card offers website. This company is bogus and needs to be stopped! Also, their customer support runs from 9am to 5pm (not 24/7 customer service) so why wasn't I more careful? I received the suggestion to apply for a prepaid debit card with Flexcard Hybrid Program Prepaid Visa from badcreditoffers.com. This is a total scam. Somehow, the suggesting website says this company is good for rebuilding your credit. Thats total crap. From the moment you try to apply they have pop ups everytime you click ok, finished, done, or apply. There's one after the other after the other. They won't allow you to get through to the end of the application without applying for a cash advance of up to $1500. You have no choice but to give them your routing & account numbers in order to process the card. Also, in order to receive this prepaid card, you must also receive an unsecured credit line of up to $10K to an online bookstore, calling themselves thecreditbuilder.com. Who's gonna buy $10K worth of books & ebooks that nobody reads. They have no popular books you want to read or anything of interest. Just old outdated books that no one would even go to the library to check out. I applied for this card and gave them $39, then it says "to double your credit amount, click here to pay just $25 more." So I did and wham....they took my money in less time it took me to blink. That's a whopping $64 in order to receive a card that you have to put your own funds on (that you can just get from walmart or any drug store / corner store for $3-$5), and another card for some ebooks and old books that nobody wants. Immediately after applying, I called them at (5610 921-2600 to request my money be refunded ASAP!!! The person who answered the phone is at home and you can tell. This is not a company.... these people are in a house and only 2 of them answer the phone. A lady and a man, and the man's name is Jason. They told me that my money will be refunded back to my card within 5-7 business days (stressing business days twice) and that I did not need a confirmation number or email confirmation. We'll see if they refund my money and I will post whether they do or don't by August 12th 2011. The woman was yawning and still had her morning "just waking up" voice. I was totally amazed at this scam and she didn't even care to hear why I wanted my money back. She just told me that the card for the $5K approved credit line is for buying things. When I asked her who would want $5K worth of books, she just said she'll refund my money but the way the conversation went, I think I may have to go through some hell in order to receive my money back from this scam "company" that's running out of a house with a kid in the background. They are located in Delray Beach, Florida.... and I guess since they saw that I was in Fort Lauderdale, Florida (not too far from them---only 1 city away), they rushed to tell me that they would be refunding my money because I can easily track them with the police here. If you would like to receive a credit card and you have averaged to poor credit, do not use this company. HSBC Orchard Bank is the best company to go through aside from Citi Bank and Capital One. These banks also report monthly to the top 3 credit bureaus for you. Orchard Bank will give you a credit line of at least $320 as long as you pay your $19 application fee up front. If you dont qualify for the unsecured $320 credit limit and they suggest a secured credit card, keep trying. Somehow their site suggested it to me after 2 attempts at the prequalifying stage. Also, I have a friend who did prequalify for a secured card from Orchard Bank MasterCard and while she waited for her instructions in the mail, they actually sent her a card with a $300 limit on it instead and she did not have to put up the initial $200 or $300 secured funds. Orchard Bank & Capital One are just the best when it comes to bad credit card offers when trying to rebuild your credit. Again..... DO NOT APPLY FOR THE FLEXCARD HYBRID PROGRAM VISA CARD OR ANYTHING ELSE THAT FLEXCARD HAS TO OFFER. THEY DO HAVE COMPLAINTS WITH THE BBB AS WELL SO CHECK IT OUT. |
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| Well all of it is correct. Look at the terms and conditions at the top of the page the click on fees. they charge you $0.99 per customer service call and a $2.00 surcharge for every customer service call. Problem is is you continuously call to get your $69 back you have racked up more than that in customer service calls which is why you get hung up on, so you will call back. And the fee for ATM usage says N/A. What legitimate credit card can you NOT use at an ATM. Plus 24.99% on your money, plus the $69 fee. Plus the charge you $12 to cancel your account and get a refund of the money that YOU put on their card. So yes your card may come with $1000 on it IF and only IF you applied for the payday loan funds to be loaded onto it. Good thing with a payday loan is they automatically take that money from your account. So you will pay $69 to activate the card and have to pay back a $1000 payday loan by your next pay check or your account is $1000 overdrawn. Plus your lovely flexcard is going to charge you 24.99% on your payday loan pre-loaded "hybrid" credit card. So once they have your money their system is set up to keep it no matter what you try and do with. |
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| I too called Flex Card Program customer service with a million questions. Every associate I spoke with was very nice and attempted to be reassuring. My MAJOR CONCERN is that I asked who is the issuing bank for the Visa card... "Meta Bank" was the information I was given. WELL ... I contacted "Meta Bank" today. I explained my reason for calling and this is what I was told " Meta Bank is aware of this company, and we have no business relations with them what so ever. We are sorry that this is happening. We are doing our best to take legal action against this company. I would advise you to call your local law enforcement immediately. Additionally any card information you have given this company has been compromised. Please contact your financial institution and cancel the card and report it as fraud." I was hoping that it is legitimate as my husband recently left us and I was counting on this to make it through the holidays. |
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| i applyed 4 days ago like a dumbs ass i should have looked it up before i did anyrhing im gointo call my bank tomorrow and have it reversed i paid 68$ to read this shit i had called them yesterday and i said to (jessica) is her name is this a real credit card can i go to any store to purches stuff and gas she said yessss so this is definitely a scammmmmmm |
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HAS ANYONE RECEIVED THIS FROM THEM?
You are receiving this email because you signed up for a card with us between the dates of October 24th 2011 and November 15th 2011. Due to an unexpectedly high volume of card orders our card printing provider is slightly behind schedule. All customers who signed up during these dates will receive their cards between December 1st 2011 and December 6th 2011. Due to the extended wait times we are offering our customers two great choices: 1.If you do not want to wait for the card any longer and would like to close your account please call 561-921-2600 between the hours of 9am-5pm EST Monday through Friday (except November 24th 2011 and November 25th 2011 for the Thanksgiving holiday) and a customer service representative will close your account and FULLY REFUND any funds that were charged to you. You will see those funds back on your original payment method within three to five business days. If you elect this option you will not be eligible to reapply for 180 days.
2.If you would still like to receive the card, it will arrive between December 1st 2011 and December 6th 2011 just in time for all your holiday needs. Additionally, YOU WILL RECEIVE YOUR $69 SECURITY DEPOSIT BACK IMMEDIATELY AFTER ACTIVATING THE CARD.
We greatly apologize for any inconvenience this has caused you and look forward to earning your business for several years to come. Have a great holiday season.
Sincerely,
Support Staff
Phone: 561-921-2600
102 NE 2ND STREET
Boca Raton FL 33431 |
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| Thank God for all of you diligent people who take the time to post comments on these scammers!!! I almost signed up too!! Thank you all so much! |
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| I applied last week now I am scared if you receive your card let me know because now i am scared |
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| dam a nigga got burnt scammers |
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| I also applied for the card I asked the agent if this was a real credit card she told me it was when I asked her if I can use the card in any department store, she yes.but what sounded fishy was when I asked when was my card mailed out she said she didn't have anyway of knowing.if your a real credit card company you should know when the card was mailed out. also what credit card company only work from Monday Friday between 9am-5pm, it suppose to be 24/7, now I'm scared I am thinking of calling my credit card company and telling them I lost my card I am scare because they have my information.also I suppose to get my card soon I will keep you posted I'm also prying its the real thing |
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| I also applied for this card 2 days ago.. and I am now regreting it...I wish I would have researched this earlier - I am waiting to see what happens, I am going to request my 69.00 processing fee back. I will let you know what happens also! |
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| OMG!!! thank God I didn't give them any money!!! but damn they have my social and stuff...Something about it just did not seem right so I decided to search it out. the dude told me that it was a regular card that I could use anywhere that visa was accepted, but just not at the ATM...Thank God I found this and thank you to all of you who posted on this bogus company!! |
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| The thing happend to me I was wondering how do we go about getting our money back. This company must not be trust it is a scam. |
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| Did any of the recent comments ever recieve the card and was it like everyone else said, a load of crap? |
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| Have any of the recent comments recieved their card? I got sucked in and paid the fee but now I am scared and I would like to know how it went for you guys as well? |
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| So my boyfriend signed up for this and he was so excited and asked for my info to sign me up for this too. When i checked the website, there was several pop ups, that should tell you this is a scam. so i told him to call them and get your refund, THE LINE WAS BUSY AND ITS NOT EVEN A 1800 NUMBER. I am so upset that these people are doing this. i will definitely let EVERYONE KNOW THAT FLEXCARDPROGRAM.COM IS A SCAM!!! |
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| So my boyfriend signed up for this and he was so excited and asked for my info to sign me up for this too. When i checked the website, there was several pop ups, that should tell you this is a scam. so i told him to call them and get your refund, THE LINE WAS BUSY AND ITS NOT EVEN A 1800 NUMBER. I am so upset that these people are doing this. i will definitely let EVERYONE KNOW THAT FLEXCARDPROGRAM.COM IS A SCAM!!! |
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| So my boyfriend signed up for this and he was so excited and asked for my info to sign me up for this too. When i checked the website, there was several pop ups, that should tell you this is a scam. so i told him to call them and get your refund, THE LINE WAS BUSY AND ITS NOT EVEN A 1800 NUMBER. I am so upset that these people are doing this. i will definitely let EVERYONE KNOW THAT FLEXCARDPROGRAM.COM IS A SCAM!!! |
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MCLEAN, Va., Nov. 30, 2011 (GLOBE NEWSWIRE) -- Exmovere Holdings, Inc., a biomedical engineering company, today announced support from the Commonwealth of Virginia's Division of International Trade. Exmovere seeks distributors, licensees, visa investors and partners in Europe, the Middle East and Asia for its bio-health and telemedicine products and services. According to David Bychkov -- CEO of Exmovere Holdings, Inc. -- "Our commercial partnerships with companies like Zeons Global, Luth Research, and Jetlog will be greatly enhanced by the services of the Virginia Economic Development Partnership."
The Partnership is providing support through consultations, market research, key business executive introductions and unique networking opportunities around the world. Exmovere Holdings, Inc. has been able to identify customer and market opportunities in Germany and Saudi Arabia. The company has also organized product demonstrations in those and other countries for 2012 and beyond at key business and marketing venues by using the state agency's assistance program.
One of the beneficial sides of engaging with the Commonwealth's contacts comes in the form of joint ventures, partnerships and pooling of resources with other Virginia companies that are also actively engaged in foreign markets. In today's economic climate, the efficiency gains and potential market expansion from these alliances serves to enhance Exmovere's reputation domestically and internationally.
According to Jenee Andreev, International Trade Manager, "The Virginia Economic Development Partnership is pleased to help Exmovere find new customers and partners for its products in Europe, Saudi Arabia and beyond. Our team has many resources to deploy, including focused market research and partner searching via our global network of consultants around the globe, now in more than 45 markets. We are delighted to help companies like Exmovere Holdings, Inc. that seek to use these resources to grow their international sales and thus their presence in Virginia."
About Exmovere Holdings Inc.
Exmovere Holdings, Inc. is focused on government and consumer applications for healthcare, mobility, and security and the practical applications of the study of human emotion. The Chariot, Exmobaby pajamas, the Kenji smartphone app and the Telepath wristwatch are instrumental in the build out of this vision as a solid representation of Exmovere's push into enhancing human mobility, infant safety, and telemedicine. The company plans to continue along a path of solid and emotional-driven design with a product offering that changes the way people look at the world. The company believes these products will continue to be on the cutting edge and establish paradigm shifts in the markets we serve. Further inquiries into any of our exciting and innovative product offerings or our plans for go-to-market introductions should be directed to the contact person listed below.
The Exmovere Holdings, Inc. logo is available at http://www.globenewswire.com/newsroom/prs/?pkgid=7861
Certain of the above statements contained in this press release contain forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended (the "Exchange Act"). Actual results, events, and circumstances (including future performance, results, and trends) could differ materially from those set forth in such statements due to various factors, risks, and uncertainties, including, but not limited to, risks associated with the company's future growth and operating results, the uncertainty of market acceptance of the company's products, technological change, competitive factors, and general economic conditions. Except as otherwise required to be disclosed in periodic reports required to be filed by companies registered under the Exchange Act by rules of the Securities and Exchange Commission, the company has no duty and undertakes no obligation to update such statements.
Contact:.
.
Exmovere Holdings, Inc.Dale Allman, Special Advisor for Investor Relations (703) 663-4090 [email protected]... |
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| So did anyone actually get their card in the mail? I've been told mine should be here this week and that it will work anywhere Visa is accepted with a $2200 line of credit. I too paid the $69 and then the $29 to have the limit increased. |
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I too got scammed, I called my bank and had them do a search on my account, they managed to charge up to 100 dollars on my account 5 different small charges, Since I have Bank of America, They were able to
recover my money, I took screen shots of their web pages and printed them out, and with all the evidence that I gathered I took it to the FBI branch office in my city, and reported them for fraud. With Bank of America and the FBI now involved, I hope this copy is shut down, and all that work for it spend Xmas in jail. |
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