| World Law Debt, Orion Processing, Swift Rock, Mesa Rock, Topaz Financial, and Clear Your Debt |
| Ruining Lives |
| 17th of Feb, 2012 by Bright1222 |
Orion Processing is World Law Debt, Swift Rock, Mesa Rock, Topaz Financial, and Clear Your Debt. They are acting only for money, and ruining lives.
I used to work for World Law Debt (Orion Processing), and witnessed a lot of unethical practices, including the facilitation of embezzlement and willing procurement of judgements against clients.
1. A client who was a very elderly lady, but very faithful to the program. OP arranged a settlement with a law office. The paralegal at the law firm who negotiated the settlement with OP directed OP to place the funds in her personal account. OP was not aware that this was a personal account, thus this was done involuntarily. But, once everything came to light, OP did nothing to help their client. This was over 2 years ago, and this client is still in litigation with Capitol One, and her credit score dwindles everyday.
2. In June of 2010 OP switched their funds holding bank from Rocky Mountain Bank and Trust to Midfirst Bank. This was a necessary change I was told. OP had many long term settlements set up through RMBT, and these all had to be transferred to Midfirst Bank to ensure the settlements didn't default. For the most part this was done smoothly with a few exceptions. One of my clients had a 3 part settlement set up, and the final payment of around $300 was due in June 2010. This payment was not made due to the bank change. Once I realized this (October), I called the law firm I negotiated the settlement with to see if they would take the final payment of around $300 to settle the account. This was in October 2010 (4 months after the payment was supposed to have been made), so I was told that it was too late, and the new settlement amount was around $800. Trying to protect the client and the company, I sent multiple emails to the COO, President, Director, and Accounting Manager stating that if we can just make this additional $500 payment, the client wouldn't get sued, and she will never know about this. I should have told the client immediately, but I was trying to protect the company. I never received any responses to my emails, and this issue is still open. The client received a judgment, and the offer is now up to $1200. I brought this up multiple times in 2010, and 2011, and OP never did anything to correct this mistake.
World Law Debt is no better than Swift Rock, Mesa Rock, Topaz, Or Clear Your Debt. The same people are still running things, and they are just as greedy as ever. They pay their employees $10/hr to start, and expect them to handle 300 - 500 clients each. I worked there for 2 years, and was a supervisor when I unethically fired. I know from experience that no one has ever been able to successfully handle more than 300 clients, and really most can't handle that many. Those who do exceed the 300 client load usually leave for a better job. The salesmen, or "enrollment specialist" will say anything to make you sign up, and then you loose every dime you will put in to the program. They will NOT represent you in court, you will NEVER actually speak to a lawyer in person, and EVERYTHING THEY DO FOR YOU YOU CAN DO FOR YOURSELF. This program can work for certain people who have a lot of money to pay their debts, or people who are uncollectible.
This company gives no benefits to their employees, 1 week a year of sick time/vacation, and they often threaten to fire people. They even talk of mass lay offs, and reorganizing the entire staff right in front of their entire staff. The morale in this building is very low, and everyone is too underpaid to truly have their client's best interest in mind. Trust me, I worked their, and the turn over rate is very high, and the longest tenure in the building is less than 5 years. Around 80% of the employees have been there less than one year because of the terrible ethics practiced.
Please don't sign up with World Law Debt. If things are really bad, you will probably have to file bankruptcy anyway, and if things aren't that bad, then research how you can do this yourself. It is very easy, and you just need to make sure you get every agreement in writing. TX, PA, NC, SC clients are all very well protected, so please research your rights. If you are retired, you are also very well protected, but please do your research as well.
I was a supervisor when I was fired. Most of the company was in shock, and still asks me what I could have possibly done. I am a very hard worker, and I worked very hard for Orion, and my clients. I was underpaid, but I needed the job, so I was in no position to combat the company. If you read above, I even tried to protect them when they were acting unethically. I only like things to be fair for all involved. When I was fired for "Gross Misconduct" (still not sure how I got that title) I was told that my entire team was poisonous, and are infecting the entire company. All of those people are still there except one. I am not saying they are poisonous, but upper management did, and used that as justification to terminate me. In the state of TX, when you are fired your prior employer has 6 calendar days to deliver your final paycheck to you in the same manner you have been receiving your paychecks. For me, it was direct deposit. I was fired on 1/06, and finally had to go demand my paycheck in person on 1/16. As a result of not being paid on time, I received 3 over draft fees to the tune of $90. OP has never paid these to me, denied me unemployment after assuring me it would be there for me, and they have furthermore told me that if I am on their rental premises, they will call the cops for criminal trespassing.
World Law Debt is Orion Processing. Orion Processing is World Law Debt, Clear Your Debt, Swift Rock, Mesa Rock, and Topaz Financial. The reason they are on their 5th business endeavor is because they keep getting terrible BBB ratings, and law suits, and keep opening new ventures under clean names. Make no mistake, they are the same people, and they haven't changed a thing. They will take your money, and you won't get it back. About 20% of all programs go as planned. The rest either end up with judgments, garnishments, bank levies, home liens, or you will end up filling the bankruptcy you were trying to avoid. And, if you sign up with World Law Debt, you will be contributing to the lease payments of the BMW's and Escalades that upper management gets to drive.
DO YOUR RESEARCH AND SETTLE YOUR DEBTS ON YOUR OWN. YOU WILL SAVE THOUSANDS, AND IT IS MUCH EASIER. JUST GET EVERY AGREEMENT IN WRITING.
VIA BBB on Orin Processing
The following describes a pending government action that has been formally brought by a government agency but has not yet been resolved. We are providing a summary of the government's allegations, which have not yet been proven.
On February 10, 2010, the Illinois Attorney General filed suit against Clear Your Debt, LLC, Swiftrock Financial, Inc., Orion Processing, LLC, and two managing members, Derin Scott and Shannon Scott. The suit alleges that alleging that the defendants have violated the Illinois Consumer Fraud and Deceptive Business Practices Act by misrepresenting the services they can provide to consumers and the impact that those services will have on consumers' credit and therefore are engaging in deceptive marketing practices, charging excessive fees and doing little or nothing to improve consumers' financial standing. The suit asks the court to enter a permanent injunction barring the defendants from engaging in debt settlement in Illinois and order the defendants to pay restitution for aggrieved consumers, civil penalties of $50,000 for violating the Consumer Fraud Act, an additional $50,000 penalty for each violation committed with the intent to defraud, as well as a $10,000 penalty per violation committed against a person 65 years or older. The matter is pending.
http://www.ripoffreport.com/credit-services/world-law-debt/world-law-debt-orion-processin-45f16.htm
Ohio sues OP
http://getoutofdebt.org/28802/global-client-solutions-clear-your-debt-orion-processing-derin-scott-shannon-scott-and-pradeep-nair-hit-with-lawsuit / This article defaces Pradeep Nair which is a shame. Pradeep is a great person. He was only acting on behalf of Orion Processing.
Ohio sues OP
http://cdn2.getoutofdebt.org/wp-content/uploads/2011/06/14115619574.pdf
Illinois sue OP
http://illinoisattorneygeneral.gov/pressroom/2010_02/20100210.html
50% of Randy Lepley's 2009 work product
http://www.ftc.gov/os/comments/tsrdebtrelief/543670-00175.pdf
Kansas client sues OP
http://getoutofdebt.org/33620/world-law-debt-world-law-group-orion-process-and-global-client-solutions-sued-in-kansas
Swift Rock F rating on BBB - 69 complaints
http://www.bbb.org/central-texas/business-reviews/debt-relief-services/swift-rock-financial-services-in-austin-tx-90041587
http://forum.freeadvice.com/consumer-contracts-guarantees-warranties-22/swift-rock-scam-501545.html |
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Oh Jas... I mean "Bright1222", how sad are you? I hope and pray that you didn't write this because the author of this article is a complete moron. Why is it that only the individuals that get fired decide to burn the company they work for instead of actually leaving the company for the practices that they condone? Take it from an employee that actually works for the company, someone that's been here since it all started. I was one of the first employees hired on by Orion.
First off, willing procurement of judgments against clients. Are you serious? If by "willing" you mean that we couldn't do anything to stop it and that we warn clients of those possibilities then yes, I guess you could say that. We do everything we can to avoid those situation unless you're not doing your job and naturally get a client into that predicament by not following up with creditors. That's on YOU, not the company. If you do your job then you making an active attempt to avoid litigation for your client's, not cause it.
Second, your first point about the "elderly lady" doesn't even make sense. Did you proof read this before you submitted or in your blind rage did you neglect that? I'd love to rebuttal that but I don't know how to argue with nonsense.
After that you go on to talk about the bank change and how "most things went smoothly". You made ONE argument about ONE person and only in your twisted version of what happened. Most of that paragraph goes on to pretty much say that we made a bank change and a majority of it went well. So there is less than 1% of our clients that were affected by this and anyone reading this doesn't have anything more than your word about what happened to that ONE client? Huh... seems like that's not working in your favor.
Complaining about wages? That clearly speaks for your character and the true nature of this article. If you are so concerned about our clients (which up until this point you've only mentioned ONE client) then why bring up wages? Most people are told what they make before they start and just so you know, you're not as valuable as you think you are. Business' are trying to run things as efficiently as they can and if you can hire someone at $10.00 an hour to perform a function, then that's all fine and good. You'd do the same thing although I doubt you'll ever have the opportunity to run your own company of any kind.
Then again, you go on to state that this actually works for people but complain about the things that PEOPLE ARE MADE FULLY AWARE OF BEFORE THEY START. Again, you twist things to make them sound horrible. We have client's who talk to attorneys ALL THE TIME. I speak to our attorneys ALL THE TIME. What you said was and is a complete lie, which is what most of this article is based on so it doesn't surprise me.
No employee benefits? You're right we don't have health benefits but sick pay and PTO? Are you serious? I have two weeks of PTO every year and we only had ONE lay off and it was for six people. That was almost 5 years ago. Again, lying because the truth doesn't help your case. That paragraph was worst than the last, after I read that I couldn't wait to see what was next.
I love this part "I was a supervisor when I was fired. Most of the company was in shock, and still asks me what I could have possibly done. I am a very hard worker, and I worked very hard for Orion, and my clients. I was underpaid, but I needed the job, so I was in no position to combat the company." Do you know how selfish and ridiculous that sounds? We're a bad company because YOU weren't valued enough? Wow, unreal. Again, still looking out for the client's huh?
Well I'm done reading this article and wasting my time-off responding to your ridiculous rant. Sorry you were fired, really I am but what you're doing is in NO way an adult way to handle it. Throwing people under the bus, lying to people, all in an attempt to plead your case that is no more more complicated than the "it's not fair" whining that you see from a child. It's easy to be sore and upset at someone when you get fired and I don't necessarily agree with why they let you go either. This is BS and you shouldn't slander someone because you feel mistreated. If you really felt the way you do you would have quit and made a case of it. The reason no one does that is because they know that we do actually help people. Not everything is so black and white and only a fool would lean an argument on that.
Jas... I mean "Bright1222" isn't so bright and is now a bouncer and sings for a barefoot performing folk band. Again, I hope this was written by someone else. I wish I had come across this article sooner. |
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| Good post . I am thankful for the details - Does anyone know where my company would be able to get a blank a form copy to complete ? |
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