| wells fargo home mortgage |
| loan scam fraud |
| 2nd of May, 2011 by cachu67 |
THIS LETTER IS IN REGUARDS TO ONE OF THE LARGEST, TOP RATED, HOME MORTGAGE LENDERS,
WELLS FARGO, AND THEIR DECEITFUL, FALSE REPRESENTATION IN DEALING WITH HOME
LOAN MODIFICATIONS/ REDUCTIONS.
PRESIDENT OBAMA PUT TOGETHER A $75B MORTGAGE RELIEF PROGRAM, WHICH PROVIDES
INCENTIVES(MONEY) TO LENDERS THAT HELP QUALIFIYING HOME OWNERS
ON THE VERGE OF FORCLOSURE , THE GOAL WAS TO LOWER MONTHLY MORTGAGE PAYMENTS
TO SUSTANIABLE LEVELS, BUT THE OUTCOME HAS BEEN THAT QUALIFYING HOMEOWNERS HAVE
BEEN SCAMED AND THROWN INTO FORCLOSURE MORE THAN BEFORE.
THE FACT IS THAT INCOMPETANT LENDERS ARE RECEIEVEING MONEIES BEFORE THE
COMPLETION OF THE LOAN MODICFICATION / REDUCTION PROCESS, HOME OWNERS HAVE BEEN
TOLD IN GOOD FAITH "THEY QUALIFIY " AND WHILE IN THE PROCESS OF COMPLETION ,
THEY ARE BEING FORCLOSED ON ,
I KNOW THIS FIRST HAND, I TOO HAVE BEEN FORCLOSED ON WITHOUT ANY EXPLANATION.
WELLS FARGO INFORMED ME I HAD BEEN APPPROVED BACK ON 7-10 , I PAID 2300.00
IN ORDER TO QUALIFIY FOR PRESIDENT OBAMAS PROGRAM- LOAN MODIFICATION/ REDUCTION .
THEN 4 MONTHS LATER , I RECEIVED A NOTICE ON MY DOOR THAT MY HOME WILL BE SOLD AT AUCTION.
WHAT HAPPENED TO BEING APPROVED BACK ON 7/10??
I PHONED WELLS FARGO AND ASKED FOR A EXPLANATION OF WHY THERES A FORCLOSURE?
I INFORMED THEM THAT BACK IN 11-10 I SIGHNED PAPERS SO THEY COULD AUTOMATICALLY
DEDUCT MY MORTGAGE -MONTHLY FROM MY BANK ACCCOUNT . I RECEIVED NO EXPLANATION
THEN I ASKED FOR AN AMOUNT WE OWE THEM , SO I COULD PAY IT. I WAS TOLD "ITS NOT IN MY FILE?"
"SO LETS GET THE PAPER WORK STARTED AGAIN" AND IF I WANT I COULD ASK FOR A FORCLOSURE SUSPENSION,
SO I DID. ,
I KEEPED CALLING BACK TO CHECK IF ANYTHING HAD BEEN APPROVED? I CALLED EVERY DAY
SOMTEIMES TWICE A DAY TO CHECK ,( BECAUSE MY HOUSE WAS SET TO BE AUCTIONED OFF SOON)
I WAS TOLD THAT IF I GAVE THEM 3200.00 THINGS WOULD GET MOVING FASTER?
I REMINDED HER THAT BACK ON 7/10 I PAID 2300, AND WAS TOLD I QUALIFIED,
AND NOW I AM IN FORCLOSURE WITH A SALE DATE AND YOU WANT ME TO GIVE YOU 3200.00 MORE??
AND ARE STILL GOING TO AUCTION MY HOUSE OFF?? WITHOUT ANY EXPLANATIONS?
I RECEIVED A PHONE CALL THE DAY BEFORE MY HOUSE WAS TO BE AUCTIONED, THAT I HAD BEEN DENIED,
BUT NOW THEY CAN GIVE ME AN AMOUNT I COULD OF PAYED TO GET CAUGHT UP, IF IT WOULD OF BEEN
IN MY FILE EARL;IER BUT IT'S TO LATE NOW.
I THEN ASKED FOR SUPRVISOR AND WAS TOLD THAT, "THEY DO THE SAME THING AS
A SUPERVISOR WOULD , SO HOW CAN THEY HELP ME TODAY?"
THEY ALSO INFORMED ME THAT " WELLS FARGO ALMOST ALWAYS BUY THE HOUSES BACK ??'
I DIDN'T UNDERSTAND AT THE TIME WHAT THIS MEANT ,
I WAS TOLD " WELLS FARGO WILL GET INTOUCH WITH ME AFTER THE AUCTIONING OFF OF MY HOUSE
AND TRY TO WORK A PLAN THAT SUITS ME?
MY HOUSE WAS AUCTIONED OFF THE NEXT DAY,
2 WEEKS LATER I RECEIVE PAPERS THAT FREDDIE MAC BOUGHT IT , SO THAT WAS WHAT THEY MEANT.
I THEN PHONED A WELL FARGOS LOAN SPECIALIST LOCALLY I KNOW AND WAS TOLD "THIS IS A GAME
WELLS FARGO PLAYS , "JUST DO EVERYTHING THEY ASK AND IT SHOULD WORK OUT"
BUT WHAT HE SHOULD OF SAID WAS , "JUST DO WHAT THEY ASK AND MOVE OUT "
WE ARE HARD WORKING , TAX PAYING, LAW ABIDING, U.S. .CITIZENS AND DESEREVE BETTER,
ESPECIALLY, SINCE ITS TAX PAYING DOLLARS BEING USED !
ANY HELP OR INFO WOULD BE APPRECIATED
I CAN BE REACHED AT CACHU67@AOL.COM.
OR
laura cachu
825 saginaw
dinuba,ca 93618
559-591-8643
559-590-5828 |
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