Consumer reviews and reports on scam companies, bad products and services
US Financial Group
US Financial Group Carol Jolaine Wayland They ripped me off for $4000. Promised a refund in writing but will not honor it. Newport Beach, California
12th of Apr, 2011 by User210380
US Financial Group is an Advance Fee Loan Company that advertises in Craig's List, and no doubt other sources, to promote their loan brokering business. I can find no city business license listed for USFG. I understand from the National BBB that a $100,000 bond must be posted with the CA Attorney General's Office to engage in that business. I suspect that bond does not exist. Note that the National BBB rates US Financial Group as (F-very poor) and has unsatisfied complaints against them. Carol J. Wayland represents herself as a loan broker for USFG and Mike Acer is another person associated with US Financial Group. The phone number is 949-720-3971. The email address is: usfgATroadrunner.com. Wayland is also a Real Estate broker. I will be reporting this activity by her to the CA Real Estate Commission as well. I have been victimized by the amount of $4000(cashier's check) I paid them in Dec 2010 by FedEx and they refuse to give me a refund that is guaranteed in writing. I am reporting them not only to the CA Attorney General's Office, but also the Newport Beach Police dept; City of Newport Beach business license dept; IC3 (Internet Crime group that includes the FBI); RipOff report, and other pertinent offices within the state and county. I have a complete email file showing all written correspondence with USFG. Should you need more info you can contact me at 318-xxx-xxxx or email me at: com
Comments
4975 days ago by Mellya3113
Hello. You're email and phone number was redacted from your post... I'd LOVE to speak to you... If you can get in touch with me, my email is [email protected]. Take out all the dots. Hopefully it'll let this comment stay and you can reach me. Ive been thru the SAME thing. Let's get together and fight this. I'm on your side if you're on mine. Together we can get our money back. (I paid via bank wire... foolish) Talk to you soon hopefully!
4947 days ago by Dave Lane
Me to. $4000.00 I have there bank acc. no. same people209 hope 772 we get them3670
I wish i could give you my phone number maybe if you look up. hopeful
4943 days ago by [email protected]
I went thru CJ Wayland at USFG (Newport Beach office, Old Newport Road), it took about twice as long as I was initially told but I did get funded. All I can suggest is hang in there and give it an adequate chance to run its course. The head office for US financial is actually in Louisiana, here’s their ad;

Our objective is to take the hassle out of the financing process for all of our customers. With great credit, we will be able to have most of our lease and finance applications approved the same day. Some in as little as four hours. If you do not qualify for our primary leasing and financing program, because of less than perfect credit, we can usually have an answer for you within 1-3 days. Once we have received your application, we can let you know approximately how long it will take to provide you with an answer. You will never get the chance of waiting for us to respond to your specific needs.

Leasing and Financing Starts at $5, 000
The minimum amount that we arrange leasing or financing for, on commercial equipment, is $5, 000. You will be permitted to lease or finance multiple pieces of equipment, on the same lease, even though they may be from multiple suppliers. Generally taxes, freight, installation and a few other miscellaneous costs can be included in your lease so your out of pocket expenses are limited. If your business requires leasing or financing that exceeds $1, 000, 000, please allow one of our leasing and financing pros to help you get the best possible rate available.

Lower Rates Available for Established Businesses
Your strong credit record, coupled with your established business experience, will help you qualify for the most competitive rates available. Additionally, we can tailor make a leasing or financing program to match your specific business requirements. Call us today to create a specialized leasing and financing program just for you. Our customers are our most valued asset.

$250, 000+ Without Financials
Why bother with any financial source if they have to take the time to review your financial package? We have designed our leasing and financing programs with ease and flexibility in mind. Depending on the length of time that you have been in business and your credit history, we can usually approve you for up to $250, 000 of equipment cost by utilizing a simple one page credit application. We normally require your tax returns for the previous 2 years and a current Financial Statement for larger amounts. Please contact us today and we will be more than happy to explain just how easy it will be for you to get the equipment that you need.

New Business Leasing and Financing
Providing equipment leasing to relatively new and start-up businesses is not a problem for the leasing and financing pros at US Financial Group. If your company is less than 2 years old, you probably already know that it is really tough to get banks and finance companies to talk to you about your financial needs. Not us! Call today for more information on how easy equipment financing for your new business can really be.

Flexible Leasing and Financing Programs
Sometimes our traditional 24, 36, 48, 60 and 72 month lease programs will not be adequate for your business needs. We have a wide variety of special lease programs. We have Deferred Payments, Skip-Payments and Step-Payment programs; which provide lower payments during the initial period. One of these should be just right for you. We are here to provide you with the best possible financial services available anywhere. Tell us what works best for you!
Tying up thousands of dollars to purchase equipment could cost you considerably more than you could ever imagine. The true value of business equipment lies in being able to use it, not actually owning it!
The Primary Advantages of Leasing
100% Tax Deductible
Lease payments are generally considered a pre-tax operating expense and therefore are usually tax deductible. Before assuming this is your situation, you should first consult with your tax advisor to determine your actual tax liability.

100% Financing
You are not required to make a large down payment to start a lease. Leasing puts all of your equipment to work for you immediately, with a minimal up front cost. You can also include various expenses for software, delivery, installation, training, freight, and sales tax in your lease. You don't have to wait any longer to get that needed equipment. Lease your equipment today with as little as "1" payment up front.

Preserves Capital and Credit Lines
Leasing keeps your capital sources available to meet needed short term requirements. Conserve your cash and credit lines for important long range plans; such as expansion, improvements, and growth.

Minimized Risk of Obsolescence
When a new generation of equipment becomes available, you will have the flexibility to upgrade or add on. The choice is yours. You'll never be faced with the burden of owning old or obsolete equipment.

Specially Designed Lease Programs
We can easily tailor your payments to match your seasonal cash flow and allow for lower payments during the first year. This will enable you to secure all of the equipment that you need, at this time, without creating a cash flow problem during the first year of your lease. We also have "Skip-Payments" available for those months when cash flow is at its seasonal low.

Flexible End-of-Lease Options
You will have the following options when your lease expires: trade up to new equipment, continue to rent the same equipment, return the equipment to the lessor or to exercise your purchase option and buy the equipment. Only you will know the true condition of this equipment and the true value.

Choice of Lease Terms
You can select from the traditional 12, 24, 36, 48, 60 and 72 month programs, or if need be, we could create a special program just for you to meet your specific financial circumstances.

Contact us today for information about our available leasing and financing programs for any of your equipment needs. For your convenience, we have several on-line applications available which will enable you to quickly submit an application to our corporate office for consideration.

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