I recently received a call saying it was from UCL and that I needed to contact them immediately to discuss an urgent personal matter , they came across on the message like I owed them money or something . -- I waited till real late at night ( after hours ) to call the number . Turns out it was United Cash Loans , I NEVER TOOK/ACCEPTED A LOAN FROM THIS COMPANY . I did some online checking about this company and if you type in United Cash Loans scam you will find that this company has many reports of fraudulent activity . I would be leery of doing any business with these people .