| United Cash Advance |
| United Cash Advance PDLR threatening garnishment for loan I never received. They had vague info on supposed loan, and old info on me. Internet |
| 7th of Aug, 2011 by User507946 |
I was called today by a company in Chicago, IL called PDLR. I asked what that stood for, and "Mr. Walsh" said "Nothing. That is the name of the company." PDLR was hired by United Cash Advance to collect payment on a loan I supposedly took out. I asked when the loan was taken out and "Mr. Walsh" said he did not have the exact date, but it would have been 1-3 years ago. When I asked what the amount of the loan was, he said he did not have that information, only the "principle" amount United Cash Advance is making a claim for. When I asked for details about United Cash Advance, I was told that they do not give out information about companies they work for, I would have to look it up online. When I asked for even a City and State or a phone number, he said I would have to look it up online. I could not get an address for PDLR either, only a city and state. But I did get a phone number. 877-269-0088. Here are the details I could get:
(Supposedly) I took out a loan with United Cash Advance. They deposited the money in my bank account. When they went to withdraw the payments, my account was closed. The loan was supposedly taken out 1-3 years ago. I did close an account with the bank they told me the deposit was made to within the last 3 years. So, that sounds credible. The address they had on file for me I moved from just under 3 years ago. So, that sounds credible. However, normally these types of loans begin the payback process within 4 weeks of taking out a loan (your next pay day). Based on the information they provided, they would have had to made the deposit before I closed the bank account, and tried to withdraw a payment after I closed the account...so they would have had to make the loan somewhere between the end of Sept and the end of Oct 2009. That is at least 6 months AFTER we moved away from the address they had on file. The other thing is, their name is very similar to a company we have actually used in the past...actually, have used as recently as 6 months ago. So, with them sounding kind of credible with the vague info they had, they could have succeeded. I may have thought I forgot to pay something back, if not for two things...
1. The above paragraph showing how the time line does not add up.
2. I have never taken out a cash advance with any companies online within the last three years. Only my husband has. I do not qualify for online advances because I am self-employed with no set pay day. But they claim it was in my name. I am going to fight back...now that I have these details. Any suggestions? |
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| This same company keeps calling my place of employment wanting me to provide them with person info. They never can answer my answers, nor provide me with any info of the company that loan came from. I have told them on several time i have never taken out a loan online and if they feel they have the right person to send me some type of info in writting being i have used the same mailing address for the last fiftteen years. As of today, i have yet to receive anything in writting. |
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got a call today from the same company refering to a loan that told me was between 2008 and 2010 ...
when I told them that was impossible, they hung up... |
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