Consumer reviews and reports on scam companies, bad products and services
Thomas A. Kopec Thomas Kopec defrauded an investor out of 500,000 USD, he promissed Jose Solares huge returns then he used the funds for his own benef
17th of Oct, 2011 by User412014
Thomas Kopec Pass#42534707 He was introduced by a forex trader to Mr. Jose Solares which was a large investor and Tom promissed Jose that he would put him into a private placement and generate him 100% per week. So Tom represented to Jose that he would open an account for Jose at Bank of America. Jose sent all his documents to Tom and Tom set up an account for jose and sent the account info to Jose. Jose wired $500,000.00 into the account. And Tom vanished. Then Jose found out that the account was never setup under his name. It was an account that Tom had setup for himself under his personal name and as soon as the funds arrived, Tom removed the funds and started spending them for his own benefit. Now Tom is hiding and Jose is left in the hole for 500,000 USD jose contacts are 011-507-394-1499 or 011-507-60-90-87-80. Please, anyone contact if you know the whereabouts of Tom Kopec. Thank you
Comments
4142 days ago by JeanFrancois
Emile Merzoug along with his sons and his partner Reshed owned and operated Ameribank Mortgage along with Greg Hahr, Greg Caputo and Ed Levite.

Ameribank Mortgage at one point had over 280-loan officers' straggled nation wide. Ameribank Mortgage had its own online pricing engine and in house credit facilities. It had more than 50 underwriters and loan processors. We employed over 1000 employees on W2 and 1099.

Now Emile and his team bought majority shares in Liberty Quest Mortgage, which was owned by Greg Hahr, Greg Caputo and Ed Levite.

Liberty Quest mortgage was a licensed mortgage lender in Vermont and Liberty Quest mortgage owned 49% of Ameribank Mortgage and 51% was owned by Ameribank. And that is how Ameribank Mortgage was also licensed as a bank since it was owned in majority by a federal chartered bank and that was how it got its license. Liberty Quest mortgage was the operating and managing partner of Ameribank Mortgage.

The cost of buying Liberty Quest Mortgage share was more than $250, 000.00 and Emile and his team paid a monthly operating cost of over $100, 000.00 in order to keep Ameribank mortgage and Liberty Quest on their feet. Such fees went into salaries, offices, E&O insurances and many other expenses associated with running a real mortgage bank.

Now this is not some sort of make belief banking. This is real banking as Ameribank Mortgage was licensed as a national chartered bank.

http://www.mortgagemag.com/guide/c401/c401028.htm

Ameribank Mortgage Company, incorporated in January of 1906, is currently celebrating its 100th year of success. We have been serving the financial needs of businesses and consumers from our headquarters in Welch, West Virginia. We have branch locations in Florida, New York, New Jersey, Ohio, Vermont and Virginia to serve our customers.

Led by an experienced team of banking professionals, Ameribank Mortgage Company, LLC is committed to developing deep customer relationships and to earning the privilege of serving businesses and consumers for another 100 years.

http://www.zoominfo.com/p/Emile-Merzoug/1028713739

Emile was president of Ameribank Mortgage.

http://www.chamberofcommerce.com/mc-lean-va/27029945-ameribank-mortgage/
4140 days ago by Mr_Hong
Jean Francois,

You're data on Emile A Merzoug is quite inaccurate. He did not win in court. The judgement clearly dictates that Emile A Merzoug owes me $500, 000.00 plus interest. He also failed bankruptcy. So your data on his success stories is a bit inaccurate as well. This is public knowledge vs. your hearsay. Let's stick with the facts, shall we? Court records do NOT lie. Internet propaganda and emotional attachments may cause people to lie. Courts however do not have emotional attachments, and opinions are like rear ends, everyone has one. I chose to be factual and let the facts speak for themselves. As well using foul language doesn't offer credibility, it gives others reason to doubt your credibility. In business I chose not to discredit myself.

1) http://www.plainsite.org/flashlight/case.html?id=1855056

You can clearly see the facts via court

A) Emile A Merzoug owes me a debt of $500, 000.00 plus interest.

B) Emile A Merzoug Files Bankruptcy

2) http://www.zillow.com/homedetails/6339-Cavalier-Corridor-Falls-Church-VA-22044/51851458_zpid/

It appears the home that you claim Emile A Merzoug owns was sold in foreclosure as a bank approved short sale for $1, 000, 000.00 . This sale took place in January 2013. So, I am not so sure why you would post anything about this home to offer credibility? It in fact diminishes credibility.

3) http://www.manta.com/c/mms99bn/ameribank-mortgage

The real Ameribank Mortgage Company has been around that long. What you state is true. However, they have no records of Emile Merzoug as president, nor do they have records of Emile A Merzoug ever working for them. In fact the only Ameribank Mortgage that really has any Merzoug involved with it is in the above captioned link. This clearly shows Mike Merzoug as president. So, again your data is very inaccurate. This Ameribank only had 5-9 employees. Having stated that I am a little confused as to why a company so tiny had an overhead of 100k a month. This is probably another falsehood. The reason being is that I worked for this company and that's how the Merzougs and I met, and why they had any credibility when I invested my $500, 000.00 with Emile. This company was also set up in 2007 and didn't even last 10 yrs in business.

3) http://www.zoominfo.com/p/Michael-Merzoug/1028713742

This clearly shows The Merzougs involvement in Ameribank Mortgage. As well the website for this company as indicated in the above captioned link is ( www.ameribankmortgage.com ). This domain name is no longer in existence. This is because Ameribank Mortgage ( Merzoug owned) is out of business.

I can not speak candidly for what has happened with The whole gas station accusations, as I do not know this man Ajay. What I can say is that if I were anyone reading these posts, I would never trust Emile A Merzoug, and I would talk to this man Ajay as the coordinates are made available vs. reading internet posts.As for my personal opinion of Emile, he is a crook (taken from my own personal experience and supplied with factual evidence and not hearsay). Factual information talks. BS walks. In the end this is why I conclude with the Merzoug family not only always walking. But in this case more running (tail between legs).

As for Emile A Merzougs past track record overseas. I am not aware of this. However in light of his bankruptcy, it would appear he is not to good at business and/or managing his own money, let alone the money of someone else.

All of this is factual and can be found via internet and court documents. I would advise anyone that would keep these posts going to supply factual information. reading opinionated arguments isn't very rewarding. nor helpful.
4140 days ago by Mr_hongs
Unlike Thomas Andrew Kopec that is wanted as a fugitive in Virginia, Emile is not.

Unlike Tom that never bought and sold a house over 10K Emile sold, even on short sale one for 1 million usd and many other homes. Well technically Tom has never owned a home as he only owned a trailer home that he bought with stolen money.


If anyone take the time to read the court records above you will read on court records that Emile owned Ameribank, It was licensed as a federal chartered bank and had hundreds of employees. Unlike the fake Inri Bank that does not exist and Thomas kopec who may very soon be behind bars.

Tom does not even have a pot to piss in and he does not care about the law. He is a running fugitive but i am sure they will get him soon. I will speak with the Arlington court sheriff myself to see if i can offer to hire some type of off-duty cop and pay them myself as a charity act for Arlington County to go and get that fugitive. I will file a request shortly to see if they would agree to that. Because I think the law has to prevail no matter what.

Anyone speaking to that crook of Tom, please just pull his criminal record and by just running a simple background check you will see that he is buried in debt including owing money to the IRS and he is a fugitive. Poeple do not be fool, it will cost you nothing to do some background work.

Now Bankruptcy as stated by that fool Tom above is nothing but a tool designed to help business people regroup and rebuild. Filing chapter 7 does not mean the person is a bad business as even Abraham Lincoln had used bankruptcy as a tool to rebuild. Enjoy the following reading of famous people who filed bankruptcy even Donald Trump and Henry Ford have filed bankruptcy unlike that crook Tom Kopec that will never get out of the gutters and does not have a pot to piss to even file bankruptcy.


Famous People Who Filed Bankruptcy
People facing financial difficulties often feel like they are the only ones having money troubles. They often feel embarrassed and isolated from the rest of the community. They are reluctant to file for bankruptcy because they are afraid they will be considered failures and irresponsible by the public. They do not realize that many people, including famous celebrities, have faced similar financial difficulties and filed for bankruptcy to discharge their debts. This article will discuss some of these famous people including artists, athletes, authors, actors and businessmen who filed for bankruptcy.

Rembrandt Haremenszoon Van Rijn, 1606-1669, the famous Dutch painter, accumulated more debts than he could repay and filed for bankruptcy at the age of 50 in 1656. Jacob Peter Thomasz, a lawyer, supervised the sale of his assets in 1657 and 1658. Many of Rembrandt’s paintings and his house were sold at an auction. After the bankruptcy, he continued to paint but was not allowed to fsell his works directly to customers. He was able to circumvent this law by having his son take over his business and sell his paintings.

Phineas Taylor Barnum, 1810-1891, the greatest American showman, filed for bankruptcy in 1871 due to losses he incurred in unwise business ventures. After bankruptcy he organized his famous circus, “The Greatest Show On Earth.” In 1881 he merged his circus with his most successful competitor, James A. Bailey, under the name of Barnum and Bailey Circus.

Mark Twain, (Samuel Langhorne Clemens), 1835-1910, pre-eminent American author, lost most of his money investing in a worthless machine called the Paige Compositor, an automatic typesetting machine. He filed for bankruptcy in 1894 and discharged all his debts, but was determined to repay the debts. He knew he could earn money by giving lectures to large audiences, so he traveled to Europe and spent the next four years lecturing in every major city. He used the proceeds from these lectures to repay all his debts. He also wrote several of his more famous books after filing bankruptcy including Pudd’nhead Wilson and Following the Equator.

Mathew Brady, 1823-1896, distinguished Civil War photographer, filed for bankruptcy in 1872 in Washington, D.C. when, after the Civil War, people lost interest in his work and he became unable to pay his business fdebts. Three years after he filed for bankruptcy the United Stated War Department agreed to purchase part of his photography collection for $25, 000.00. He then reopened his gallery and was successful in attracting new clients for his work.

Henry John Heinz, 1844-1919, condiment manufacturer, started his company in 1869 selling horseradish, pickles, sauerkraut and vinegar. In 1875 the company filed for bankruptcy due to an unexpected bumper harvest which the company could not keep up with and could not meet its payroll obligations. He immediately started a new company and introduced a new condiment, tomato ketchup to the market. This company was, and continues to be, very prosperous.

Oscar Wilde, 1854-1900, acclaimed poet and author, was forced into bankruptcy in 1895. He had earlier been convicted of homosexual activity, which in England was illegal at that time, and was sentenced to two years in prison at hard labor. He was declared a bankrupt on November 12, 1895 and his property was auctioned off. After being released from prison he published his poem, The Ballad of Reading Gaol. His health was affected by his prison experience and he died at the age of 46.

Milton Snavely Hershey, 1857-1945, founder of Hershey’s chocolate, started four candy companies that failed and filed bankruptcy before starting what is now Hershey’s Foods Corporation. Mr. Hershey had only a 4th grade education, but was certain he could make a good product that the public would want to purchase. His fifth attempt was clearly successful.

Henry Ford, 1863-1947, automobile manufacturer, first two automobile manufacturing companies failed. The first company filed for bankruptcy and the second ended because of a disagreement with his business partner. In June 1903, at the age of 40, he created a third company, the Ford Motor Company with a cash investment of $28, 000.00. By July of 1903 the bank balance had dwindled to $223.65, but then Ford sold its first car, and as they say the rest is history.

Mickey Rooney, 1920-, movie actor, blames alcohol and gambling for the financial problems he suffered in the early 1960?s. He owed the Internal Revenue Service $1.75 million and filed for bankruptcy in 1962. After the bankruptcy he continued to act and has had many roles in movies and television. He is still performing live shows today.

Debbie Reynolds, 1932-, movie actress, purchased a hotel in Las Vegas in 1992 and called it the Debbie Reynolds Hotel and Casino. She thought she could operate the hotel successfully, however, it was plagued by a weak cash flow almost from the start. In July 1997 the hotel filed for Chapter 11 bankruptcy and Ms. Reynolds filed for personal bankruptcy. The hotel was sold at auction in 1998 to the World Wrestling Federation.

Johnny Unitas, 1933-2002, legendary Hall of Fame football quarterback, was a great athlete but a terrible businessman. Each of his business ventures, including bowling alleys, land deals and restaurants, was unsuccessful. He filed for Chapter 11 bankruptcy in 1991. Other football players who filed for bankruptcy include Tony Martin and Lawrence Taylor.

Jerry Lee Lewis, 1935-, famous Rock n’ Roll star, filed for bankruptcy in 1988 because of huge tax debts. The IRS seized his cars, furniture, baby grand piano and even showed up at his concerts to collect ticket sales. He has since recovered from bankruptcy and still gives live concerts.

Burt Reynolds, 1936-, movie actor, filed for bankruptcy in 1996 in Florida after his much publicized divorce from Loni Anderson. He had more than $10 million in debt. His dinner theater was foreclosed on by the mortgage lender and his ranch was sold. Since his bankruptcy he has continued to act in movies and was awarded the Golden Globe for Best Supporting Actor in the film Boogie Nights.

Sherman Hemsley, 1938-, TV actor who played George Jefferson in All in the Family, filed for Chapter 13 bankruptcy in June of 1999. He did not have sufficient funds to repay a $1 million loan from a Las Vegas investment corporation and pay taxes he owed to the IRS. He later dismissed the case and worked out his debt outside court.

Marjorie Margolies Mezvinsky, 1942-, former member U.S. House of Representatives from 1993 to 1995, filed for Chapter 7 bankruptcy in February 2000. She was denied a discharge however because she failed to satisfactorily explain and disclose what happened to all her assets.

Wayne Newton, 1942-, Las Vegas entertainer, filed for Chapter 11 bankruptcy in 1992 listing more than $20 million in debt. A few years later he signed a new contract with Stardust Hotel which pays him reportedly over $25 million per year for performing at the hotel 40 weeks a year for 10 years.

Kim Basinger, 1953-, actress, earned so much money from her movies that she was able to purchase the town of Braselton, Georgia. After the purchase she was sued for breach of contract for pulling out of the movie, Boxing Helena. She was not able to pay the damages resulting from the suit and filed for bankruptcy in 1993. As part of her bankruptcy she sold the town. She later married Alec Baldwin, had a child and won an Oscar for her role in the movie L.A. Confidential.

MC Hammer (Stanley Burrell) 1962-, musician and entertainer, filed for Chapter 11 bankruptcy in 1996 because he did not have the income to support his lavish lifestyle and defend all the lawsuits that were filed against him.

Walt Disney, 1901-1966, cartoon creator, filed for bankruptcy in 1920 after his main client of his new business filed bankruptcy. Disney said he could no longer pay his employees or the rent and had no choice but to file bankruptcy himself. In 1923 her formed a new company with a loan from his parents and his brother. In 1928 her created “Mickey Mouse” and the rest is history.

Larry King, 1933-, talk show host, filed for bankruptcy in 1960 and then again in 1978. He said each time that he was deep in debt.

Donald Trump, 1946-, businessman, filed a Chapter 11 bankruptcy case for his casino empire in 2004 to reorganize his business after negotiations with his creditors failed. This was the second bankruptcy case for his casino business, in 1992 he had filed Chapter 11 bankruptcy for his casino business.

Mike Tyson, 1965-, professional fighter, filed a Chapter 11 case in August of 2003 because he was not able to pay all his bills.

Sammy Kershaw, 1958-, country music singer, filed a Chapter 13 bankruptcy case in February 2007. He had some major hits during the early 1990?s, but nothing recently. He was facing financial difficulties with a restaurant he owned.

Stephen Andrew Baldwin, 1966-, actor, played in movies such as The Beast and Born on the Fourth of July and was Barney Rubble in the Flintstone’s Viva Rock Vegas. In 2008, he was on TV in Donald Trump’s Celebrity Apprentice. He is also a minister and appears weekly on a Christian radio show. He filed for Chapter 11 on July 21, 2009 after he defaulted on his mortgage loan. He claims to owe more than $2.3 million in debt.

Jose Conseco, 1964-, baseball player, born in Cuba and moved to the U.S. as an infant with his family. In 1988, he became the first player in major league history to hit 42 home runs and steal 40 bases in the same year. In 2005 he admitted to using anabolic steroids. In 2008 his house was sold at foreclosure and he filed for Chapter 7 bankruptcy.

Vince Neil (Wharton), 1961-, singer, He joined the band Motley Crue in 1981 and recorded such hits as Dr. Feelgood and Girls, Girls, Girls. In 1992 he left Motley and went solo recording Exposed, which debuted at number 13 on the Billboard charts. In 1995 his daughter died of childhood cancer of the kidneys ad he established the Skylar Neil Foundation in her honor. It funds cancer research. In 1998 he filed for Chapter 7 bankruptcy, but was later not satisfied with his bankruptcy lawyer and thought he was negligent in handling his case. The judge refused to reopen the case. Mr. Neil has since started several business ventures.

Anna Nicole Smith, (1967-2007), former playmate model, filed bankruptcy in 1996 as a result of an $850, 000 judgment against her, as she was left without funds following the death of her wealthy elderly husband, J. Howard Marshall. The Supreme Court recently issued an important ruling in her bankruptcy case in which it held that bankruptcy court judges may not rule on non-bankruptcy law matters.

Abraham Lincoln, (1809-1865), 16th President of the United States of America, declared bankruptcy in 1833 because of a failed business. He was required to repay his creditors over a period of 17 years, much longer than the maximum requirement in a Chapter 13 today, which is 5 years.

George McGovern (1922- ) former presidential candidate, filed a bankruptcy case for his business in 1991. He had invested in a hotel in Connecticut which failed.

Cyndi Lauper, (1953- ), singer, filed bankruptcy in 1981 after splitting up with her band, Blue Angel, and being sued by her manager for breach of contract. In 1985 she released her hit “Girls Just Want To Have Fun.”

Lynne Spears, (1955- ), mother of Britney Spears, filed for bankruptcy in 1998 with her then husband James, just before Britney’s career took off.

Zsa Zsa Gabor, (1917- ), actress, filed bankruptcy in 1933 after a judgment was entered against her for libel for more than $1 million dollars.
4140 days ago by Mr_hongs
How can you compare a graduate to a high school dropout? Tom dropped out of freshman year in high school and he has been known for boasting for being a high school dropout where as Emile has a master degree and is a civil engineer and furthermore is registered as a bonafide genius with the DOJ.

If you read the records that the court publishes online, you will quickly realize that the Hongs lost in Fairfax County general district court. However, the only thing that happened in federal bankruptcy court was that the debt was not discharged. However if people know federal bankruptcy law, you will know that a bankruptcy court can never issue a debt order on someone, the only thing they can do is say a debt is not dischargeable and has to be fought in court. And now the people would have to go back to a county court or general district court to battle it out which in the case of Emile has not happened so technically Emile owes nothing.

If you will read the records and web links that Tom posted, you will see that Emile owned Ameribank and had a major credibility and his credibility has actually grown much more since he is now worth $25 million usd unlike Tom posting things here trying to discredit people. Tom has never owned shit even when he managed to defraud solares all he did was to squander all the money to the last cent in bullshit. INRI Bank should be investigated by the feds as lying about owning a bank could be a federal crime. People we are talking about money here, not Tom playing with his ass hole.

If one click through all the links you will read marvelous homes and businesses that the Merzoug have built and sold. Unlike that bottom feeder of Tom who is nothing but Cookiemonster and a fugitive crack addict in hiding.

At least Emile has started working to repay his debt and settle with who ever he owes money to. Unlike Tom who is a wanted fugitive in the state of Virginia and who is still in hiding and has not even repaid a single penny to the people he owes money to. That includes the IRS, Jose Solares, kate and many other people.

A fake trader, a lire, a fugitive, a criminal, a cookiemonster, a crack addict, an alcoholic. Keep that in mind. They will get you soon enough and you will be behind bars and all that associate with you will be behind bars as well. Just watch it is just a matter of time and you will be gone.

Now anyone interested to find out about Thomas Andrew Kopec owner of INRI FAKE BANK, criminal record do as follow:

enter link below in your browser as follow:

1. http://epwsgdp1.courts.state.va.us/gdcourts/captchaVerification.do?landing=landing
2. Enter self-generate security code at bottom of page and click Accept button tab
3. Once inside look at the left of the page where it says COURT
4. Where it says COURT: right below it, type in: Arlington County General District and click enter on your key board or select Arlington County General District from the drop down menu box.
5. Then go below where it says Traffic/Criminal: click name search:
6. Type his last name: Kopec
7. Type his first name: Thomas
8. Type his Middle/Initial name: Andrew
9. click search. All the Arlington court digitized court cases will appear.

Then just click and read through every posted case and you will notice that he never showed on his court dates and you will notice where it says Disposition Information then below it says
Final Disposition : Fugitive File
It simply means that he is a wanted fugitive in the state of Virginia and it will go to trial only when they catch him since so far he has been very elusive to the law.

So simply he just does not care about the law and he is a very reckless and dangerous criminal. And when he says why am I still free. It is just because they still have not caught him as he is very elusive.

Traffic/Criminal Case Details

Case/Defendant Information

Case Number : GC12002092-00 File Date : 05/29/2012 Locality : COMMONWEALTH OF VA
Name : KOPEC, THOMAS ANDREW Status : Bail Defense Attorney : ANDREW STEWART
Address : NEW LENOX, IL 60451 AKA1 : AKA2 :
Sex : Male Race : White Caucasian(Non-Hispanic) DOB : 04/11/****




Charge Information

Charge : PUBLIC RECORDS: FORGERY
Code Section : 18.2-168 Case Type : Felony Class : 4
Offense Date : 05/02/2012 Arrest Date : 05/28/2012 Complainant : GAMMELL, G
Amended Charge : Amended Code : Amended Case Type :


Now enjoy a nice short story on Tom kopec...


Chapter 1

This is a short comedic/dramatic prose on joker brokers. Please keep mind that these joker brokers are border line mentally sick and/or addicted as they truly believe that trading and PPP programs and PPP platforms, leverages, 100% a week, registered closing houses, MTN, BG and cutting houses exist. Sometimes they believe so much that they waste all of their lives, loosing their homes, families, friends in the process and even ending up on the streets insolvent and still chasing a dream, just that, a dream that will never be nothing more than a dream. I truly believe that counseling just like AA classes should be created for people that become addicted to that dream as that dream as the same effect of alcohol and maybe more and it is addictive and addiction can destroy lives and cause family to come apart and people to loose all their monies and wealth.

Thomas Andrew Kopec is a low life prawn, a bottom feeder, a true believer of trading, PPP, a miracles, that has a habit of searching and fishing for investors to convince them to invest in the PPP platforms he knows. He searches over Facebook, Myspace and other web sites such as LinkedIn that portray people's profiles and display their entire lives over the internet. Thomas Andrew Kopec finds out by over-surfing Facebook that Stephen is a very rich broker with access to many potential rich investors. He found Stephen profile on Facebook and upon reviewing it and seeing multiple expensive cars photos on the profile; he accordingly decided that Stephen is a rich man. Thomas Andrew Kopec is contacting Stephen via msn messenger. What Thomas Andrew Kopec does not know is that Stephen is also just as broke as he is and as gullible if not more.
__________________________________

Thomas Andrew Kopec: Hello Stephen just wanted to have a quick chat with you today and introduce myself to you.
Stephen : Hello... Hmm... Who are you?
Thomas Andrew Kopec: I am Thomas Andrew Kopec, Thomas Andrew Kopec the man, Thomas Andrew Kopec the millionaire, Thomas Andrew Kopec the billionaire. I am a bank owner, a PPP manager mandate, a hedge fund mandate, an authorized fed trader, an international bank commitment holder and investor and the richest man on earth. I am looking to expand my kingdom and help people realize their ultimate DREAMS and goals.
Stephen : hmm, what dreams and goals could that be?
Thomas Andrew Kopec: The dream that they want to leave a legacy on earth, a dream to better humanity and to put it on its feet, the urge to become revered and recognized as a leader.
Stephen : What legacy?
Thomas Andrew Kopec: The legacy of doing at least one good humanitarian project to save humanity, Stephen I want to help the entire and I mean the entire world get out of poverty. That is the ultimate selfless legacy I want to leave upon my death. You see Stephen, I offer PPP and extend derivative contracts so that the proceeds and profits I make, may be used to witness to others and get the lord Jesus' message spread across the world and build his kingdom and prepare for his second coming.
Stephen : hmm, ok hold on, just a minute...
__________________________________

Stephen stops texting for a few minutes as he is taking a food order for a number 3 meal from the burger king drive-through menu window where he is working his shift. After taking the order, he resumes chatting with Thomas Andrew Kopec...
__________________________________

Chapter 2

Stephen : did anyone talk to you about me recently?
Stephen : Kerry or Berry?
__________________________________
There is a slight 4 minutes delay in Thomas Andrew Kopec's reply, as he is watching adult videos on his computer screen while chatting, his old desktop screen freezes because the dial up connection is particularly slow that evening. He lives in a squalid trailer park with his disheveled shaggy fat old mother and fat old father. The trailer is full of smoke from smoking marijuana the entire day, it is a very filthy and untidy place, and there is a very dank and musty smell pervading the entire trailer and the smell seems as ubiquitous outside as inside. Both his mother and father are lying on the floor of the trailer bare, motionless and completely stoned and drunk. Thomas Andrew Kopec gets pissed at his computer and kicks the computer with his right foot while sitting in his chair, he slid his chair backward and as it was sliding, he was so high that he remembered the movie SPARTA where the guy kicked the other guy in the chest and following the same motion he kicked his computer screen and the computer unfreezes and Thomas Andrew Kopec smiles and resumes his chatting with Stephen ...
__________________________________

Thomas Andrew Kopec: no, no, why?
Thomas Andrew Kopec: Kerry who?
Thomas Andrew Kopec: and Berry who?
Stephen : well, hmm, because I shared with them my ideas and my projects about my humanitarian dream to save the world from poverty, so I am guessing they may have told you.
Thomas Andrew Kopec: nope
___________________
Stephen is chatting from his cell phone messenger app as he is currently working in a burger king joint and he is on his night shift now making burgers for clients and taking orders from the drive-through window while simultaneously chatting with Thomas Andrew Kopec. They have never met in person and they are meeting for the first time over msn messenger.
__________________________________

Stephen : ok, never mind that, anyway this is very confidential and secretive business I am doing with these guys so I am sure they won't disclose anything to anyone without my written consent so never mind that. My mistake, lol, ha ha ha...
__________________________________

Kerry and Berry are two wannabes investors from Canada who were looking to invest when Stephen had approached them from their LinkedIn profiles. Little did Stephen know Kerry and Berry are two destitute poor broken down men who live in very dire conditions and actually go to computer shops as if to purchase computers and use the store computers to connect online with others and run their businesses with the hope of getting out of misery and becoming billionaires in a trade platform.
__________________________________

Thomas Andrew Kopec: don't know a Kerry
Stephen : ok
Thomas Andrew Kopec: don't know a Berry either
Thomas Andrew Kopec: are they from LinkedIn?
Stephen : I don't think so, lol
Thomas Andrew Kopec: anyway, good luck in what ever your dreams are. I wish you all the best
Stephen : wait, if you already are a big person, a big banker and a billionaire why are you soliciting me on LinkedIn based on my profile. Why me?
Thomas Andrew Kopec: again, all I want to do is to help the little guy.
__________________________________

Thomas Andrew Kopec's phone beeps. He does not pick up. It goes straight to voicemail and someone leaves a voicemail. Thomas Andrew Kopec dials his voicemail and it is from a credit agency that is looking for him over debts Thomas Andrew Kopec had incurred a few years earlier, They are offering him to settle his credit card debts of $300. Thomas Andrew Kopec shrugs off the voicemail and deletes it and in no instance, he is back chatting and chugging his Budweiser beer while puffing on a Dutch. "A Dutch is a slang word to describe the remaining head of marijuana joint."
__________________________________

Stephen : I just have a few questions in mind and I need you to give me honest answers. Ok.
Thomas Andrew Kopec: Ok...
Stephen : hmm, you seemed to be spiritually good, what is it that is motivating you to do this?
Thomas Andrew Kopec: Well, again, I just want to help others, really
Thomas Andrew Kopec: that is all
Thomas Andrew Kopec: anyway, I am off to sleep. Have a great night.
Stephen : Good night
__________________________________

Thomas Andrew Kopec is too stoned and too drunk to do anything else so he just leans back on his chair and falls asleep right in his chair for 6 hours until 2 Am. Stephen finishes his night shift at 1 am and he walks home. Along the way, he lights up a crack joint and smokes it until he gets home at 1:30 Am. He takes a quick shower, then dresses up, and lies in bed when his phone beeps. It is Thomas Andrew Kopec...
__________________________________

Chapter 3

Thomas Andrew Kopec: Hello Stephen
Stephen : Hello sir
Thomas Andrew Kopec: How are you? And, thanks for the chat earlier. Sorry I had to get off so abruptly. I had to catch my private jet to New York City. I have just landed and now I am in my private hotel that I own. I am in the Jacuzzi with two Hotties and a nice Cuban Cigar. Life is great.
Stephen : hmm, nice, yeah, my... I am fine. Just came back from a very important meeting with the Federal Reserve. We had to decide for the next month on how to bail out the economy worldwide. How are you sir? And what's with the chat?
Thomas Andrew Kopec: meaning thanks for the chat earlier. That's all. I am so on top of the world. I am so rich and so revered that sometimes I feel isolated from human kind and I need to chat with other people, other humans in order to remind me of my humanity and that I am not a god.
Thomas Andrew Kopec: I am doing fantastic thank you
Stephen : yeah, so you own a private jet. Hmm
Thomas Andrew Kopec: Yeah I own about three of them and a big Yacht too.
Stephen : Yeah, I just own a Jet and four Rolls Royce and I have traveled everywhere in the world at least twice.
Thomas Andrew Kopec: That is nice, so you know the world really well then.
Stephen : Yeah, I have been there too, for two weeks, did not like it, left and never went back.
Thomas Andrew Kopec: Nice, you and I have many similarities. I felt the same way when I went there last month.
Stephen : I know right.
Thomas Andrew Kopec: Anyway, so what do you think of all these joker brokers out there
Stephen : I hate joker brokers and their uneducated posts falsely promising them 500% a week return on their investments. That sucks man. That is ludicrous. That is absurd. That is not fair man. People are investing trillions and are loosing tons of money with these guys, they have it wrong. They are being eaten up by the market.
Thomas Andrew Kopec: Yeah I know. These bastards, they do not properly do their homework on the market, they invest, and they loose all their money in market declines. Only if they came to expert advisers like me. I would have guided them the right way for free. That really sucks man. Terrible, terrible...
Stephen : I know right, terrible, it really pisses me off
Thomas Andrew Kopec: Anyway, on a good week I would be lucky to recapture 100% return usually it is closer to 50% return on the investment. However, no one can do 500% it is bullshit like you said.
Stephen : yep
Thomas Andrew Kopec: But yeah in all, the other stuff is just puffery. Hold a second; I am getting an important phone call from the US treasury and the secretary of state. Have to pick that one up, very important conference call. Hang on...
Stephen : Sure...
__________________________________

Chapter 4

Thomas Andrew Kopec sits back reclined on his chair. He clumsily reaches with his right hand into his right pocket and he searches around a jumble of cast-off items in his pocket, then he painstakingly extracts and pulls a crumpled up, creased white transparent thin paper. He closely looks at it and pauses for a second while intensely staring at the piece of thin paper momentarily dazing off. After a few seconds a flicker of consciousness flashes on his face, then with both hands' forefingers and thumbs, he tediously straightens the creased paper with deliberate care. Then he curves it into a half cylinder, symmetrically curving it from the center like a veteran architect. While delicately holding the curved paper with his right hand dirty thumb and forefinger, he clumsily picks up a small plastic bag from his desk. Then he attentively and carefully spreads a large quantity of low quality minced marijuana with some seed, from the plastic bag, into the curved paper, starting from the center and all the way to both ends. Carefully spreading and arranging the dope evenly with his left forefinger. Spreading it with utter care not to drop any bits, like a doctor performing a very delicate surgery. He spreads the dope laying it equally to both ends with a slight depression in the center of the curved paper. Then he carefully and gently slides both thumbs and forefingers to the ends of the paper. He gently holds the curved paper by both ends and rolls the paper's inner edge around the dope then down and up under the outer edge as his greasy dirty forefingers press it over, thumbs and fingers rolling the paper into a neat airless cylinder. Then he slides both thumbs and forefingers to the center, making final adjustments, then back to the ends of the joint and pinches both ends as he gently licks the flap with his nasty dried tongue that reeks of alcohol. Then while pinching the joint by one of its end with his right forefinger and thumb. He delicately levels the damp seam with his left forefinger and thumb then he slides the thumb and forefinger to the other end and carefully twists the end of the joint, while simultaneously twisting the right end a little tighter than the left. Then he raises his right hand high above him, holding the joint by the tighter end and checking if it needs any other adjustments then he smiles a grin of victory, showing all his rotten teeth and deep wrinkles of men beyond his age on his young face. He subtly and slowly brings the tighter end of the joint to his mouth, he clasps his coarse pink lips on it while his tongue delicately touches and licks, reaching through his rotten teeth, the end of the joint while he inhales hard with anticipation, whiffing the so familiar smell of dope, providing him momentary release and joy. Then he stretches his right arm over his desk and clumsily grabs his lighter and slowly brings the lighter closer to his pouted lips clasped on the joint slightly drooping downward. He strikes the lighter simultaneously pushing down the gas trigger. A faint weak fire sparks up and sluggishly rushes up. He brings the fire right to the very end of the joint and lights the joint as he inhales very hard, taking a deep puff of smoke, the joint shines a bright orange fire at its end that slowly expands and consumes the joint as he is inhaling with all his might. Thomas Andrew Kopec carefully grabs the joint away from his lips. Then he sits back on his chair and looks up, opening wide his unfathomable light blue eyes. He holds the puff inside his lungs until he feels his lungs want to explode, then he lets out a big puff of dark smoke which slowly comes out of his mouth and slowly rises upward and gently spreads around the little trailer. Then he sluggishly sits back up and returns to his computer screen, joint back in his mouth, he resumes texting Stephen ...
__________________________________

Thomas Andrew Kopec: Sorry bro, I had a very urgent call about the economy. Anyway, just getting back to what you said, yeah, these joker brokers and their puffery, phhh... 500% a week bro... Phhh... Totally impossible bro.
Stephen : Well, It depends...
Thomas Andrew Kopec: ok!
Stephen : We could actually provide returns on investments up to 500% or more per week before the economic crisis in the European Union.
Stephen : But before the crisis, we use to average about 5000% return for our investors on a weekly basis but no more than that. No a penny more. And-
__________________________________

While still texting Stephen briefly falls asleep while Thomas Andrew Kopec awaits the next text, while taking his time to finish off his joint, delightfully. At least 10 minutes of idling elapses. Then Thomas Andrew Kopec sends a text message to Stephen ...
__________________________________

Thomas Andrew Kopec: are you still alive?
No answer
Thomas Andrew Kopec: are you there??????
Stephen : no, no, yes, yes... sorry, my bodyguard just came in and wanted to ask me for permission to go home.
Thomas Andrew Kopec: ahhhhh ok
Stephen : I am a very nice person I want to be nice to all my employees and treat them fairly.
Stephen : These poor people they work small jobs, 9 to 5 and get paid nothing. Me, I pay each of my employees at least 200 dollars per hour. You know, I just want to help the world get out of poverty. That is the least thing I can do right during my brief sojourn here on earth.
Thomas Andrew Kopec: right, right, that is very good
Thomas Andrew Kopec: ok, Getting back to our discussion earlier, the thing is
Thomas Andrew Kopec: nowadays no bank will ever sell debentures 60% under value so that another group will make 60 points per trade.
Stephen : are you a bank owner?
Thomas Andrew Kopec: yes
Thomas Andrew Kopec: what is your email address? I will email you a complete prospectus and a term sheet my bank uses for indemnity bonds.
Thomas Andrew Kopec: to show you the profits and yields we make on sales.
Stephen : Stephen @URANUS.com
Thomas Andrew Kopec: OK just a minute.
__________________________________

Thomas Andrew Kopec quickly scurries around his trailer home searching for a 400 pages HSBC prospectus that he had found online 7 years ago that he had downloaded in word format from HSBC bank website. He had clumsily modified it and had printed it onto a USB drive to make it look authentic. He finds the drive in one of his worn-out wet and rotten shoeboxes. He grabs it; he quickly inserts it inside the computer USB slot. He goes inside his email; he attaches the file to the email and emails it to Stephen . Then he resumes texting Stephen while now masturbating...
__________________________________

Thomas Andrew Kopec: Did you receive my email.
Stephen : yes just got it. Just give me 50 minutes to review it all and I will text you back
Thomas Andrew Kopec: ok
__________________________________

Stephen grabs his glass pipe from his right pocket. He blows inside it to clear out the detritus left from smoking crack earlier. Then he carefully slides a crack rock inside the pipe-burning end. He brings the pipe to his lips and clasps his pink dried lips on it. He grabs his lighter from his pocket, he brings it closer to the rock, and he lights it multiple times, as he delightfully puffs and smokes the entire rock for at least 40 minutes. When he finishes, he puts his pipe back in his pocket, he stands and goes to his window, and he opens it. He stands at the brim, oblivious to the bystanders below now staring at him in complete shock, he draws his tiny pink cock out and urinates outside on some bystanders; the bystanders look up and yell in furor. He looks down at them, he flicks them off, he shuts his window, and he comes back to his sofa, he grabs his phone, looks at the screen with a blank stare then resumes texting Thomas Andrew Kopec...
__________________________________

Stephen : Just read it, good job Thomas Andrew Kopec I like it. You are a real pro.
Thomas Andrew Kopec: Thank you :-)
Thomas Andrew Kopec: so you liked very much my bank's prospectus
Thomas Andrew Kopec: the information about the money to be made
Thomas Andrew Kopec: and
Thomas Andrew Kopec: the cash flow modules
Stephen : Yes, I loved it. Is your bank in the UK?
Thomas Andrew Kopec: yes
Stephen : you also live there?
Thomas Andrew Kopec: No, I have a charter there. Nevertheless, I live between 22 countries where I own many mansions in each country.
Stephen : hmm ok
Thomas Andrew Kopec: reason being
Stephen : ?
Thomas Andrew Kopec: 2% taxes here and there
Stephen : hmm... You know, I am directly connected with the best traders and program managers in Europe and in the whole world :-)
Stephen : They are all my best friends and at some point in time, they all used to work under my direct orders.
Thomas Andrew Kopec: well we own a trading bank too, and soon I am going to own the whole world and become a trillionaire... I am also investing into a medical experiment that might render me immortal.
Stephen : That would be very cool. In addition, you have a great bio and the prospectus I loved it. Good job, however, one thing keeps boggling my mind. I mean it tickles my mind the wrong way.
Thomas Andrew Kopec: Hopefully it will not tickle you derriere. LOL, no, no just kidding man. What is bothering you?
Stephen : well, if you are already a wealthy and a very powerful banker with top-secret connections, you do not really need me. I mean you and I are some of the richest fellows in the world so what is the game plan here then. Why do you need me? What exactly do you get out of this?
Thomas Andrew Kopec: Nothing
Thomas Andrew Kopec: lol
Thomas Andrew Kopec: the thing is...
Thomas Andrew Kopec: At times, I feel badly for people lost in the cold world searching for the dream
Thomas Andrew Kopec: and I surface, just like the Christ, I just appear, I materialize right there right in front of them...
Thomas Andrew Kopec: I help them get it, and then I disappear for 6 months or so
Stephen : so you know my dream.
Thomas Andrew Kopec: I do not know your dream yet, but you can tell me. However most people do not even know their own dream; they have no plan. They are just going through life blindly.
__________________________________

Both Stephen and Thomas Andrew Kopec have treacherous grins of joy on their faces, thinking they have found the next person to make them billionaires, to escape this cold harsh reality of poverty and destitute life, as somehow within the realm of their own twisted mind and existence they have been led to truly believe that trading exists and such programs were possible.
__________________________________

Stephen : Listen Thomas Andrew Kopec, I will email you my non-profit proposal to do business and save humanity out of poverty. Review it and we will talk in three days. I have an urgent meeting to attend with the Federal Reserve Chairman. I will be there for no more than 3 days.
Thomas Andrew Kopec: You got it brother. Then I will review it but I will go for a small vacation to Bora Bora and I will contact you by text from there in three days.
Stephen : Cool, later.
Thomas Andrew Kopec: later...
__________________________________

Chapter 5

Four days later, Stephen is very high and drunk and he has just been fired from Burger King for stealing money from the cash register. He is home, he has just received an eviction notice, and he needs some cash urgently. He grabs his phone, he logs on his msn messenger and he texts Thomas Andrew Kopec...
__________________________________

Stephen : Hi Thomas Andrew Kopec, are you there?
Thomas Andrew Kopec: Yes sir, I am here.
Stephen : Did you read my proposal?
Thomas Andrew Kopec: Yes, I read your 2-page proposal. I loved it. I understand that you need 20 billion usd to fund your project to save the world and eradicate poverty.
Stephen : Yes sir, I need it ASAP and it does not have to be funded in one lump sum. I can accept funding in increments of 10 millions usd with the first tranche of at least 10, 000 USD to be paid upfront to me via Western Union if possible.
Thomas Andrew Kopec: Ok, the good news is that we can fund it right away in one lump sum as I have just finished trading in a program with a PPP platforms in Switzerland and the mandate told me that we made billions or EURO. So, we will give you a 10-year non-recourse-self-cancelling-interest-only loan at the rate of 1% per annum, and after 10 years, you are free to go. However, the thing is, we will need an insurance policy to cover us in case of losses of the funds.
Stephen : I like your terms. but, how can I obtain an insurance policy?
Thomas Andrew Kopec: Well since we are extremely seasoned professionals, we can help you obtain that through one of the insurance companies I own.
Stephen : ok, count me in...
Thomas Andrew Kopec: good, ok, I will instruct my insurance company to draft the term sheet. We will be the beneficiary of the policy on the term sheet, and once you sign it you can pay them the premium only after we disburse the funds of the loan to you. The premium will cost you about 1% of the face value of the loan, per annum, for the life of the loan. Again, it does not have to be paid upfront. You can pay it after you get the loan.
Stephen : That sounds good to me, let's do it.
Thomas Andrew Kopec: Not so fast, there is a slight condition.
Stephen : What is the condition????
Thomas Andrew Kopec: There is an application fee for the insurance policy. You can pay it or you can have one of your clients pay it. However, it has to be paid before we can disburse the funds. It is required by law that we collect it upfront.
Stephen : How much is the application fee?
Thomas Andrew Kopec: well, it is very cheap, it is only 1, 000 dollars, it has to be paid upfront, and immediately before we even draft any documents.
Stephen : Good, I can pay that. That is not expensive compared to the loan. It is a risk worth taking.
Thomas Andrew Kopec: Good, How soon can you pay it?
Stephen : Tonight if necessary, you do not understand how I badly need that loan man. I mean, I am on the verge of loosing everything and being on the streets if I do not get that loan. I mean, I spent all my funds in my project and now I am literally broke. I have invested billions of dollars to put this project together and all that is needed now to get started is the funding.
Thomas Andrew Kopec: No, I understand I know you need that loan like yesterday.
Stephen : So how can we work out the payment disbursement? Can I pay by check?
Thomas Andrew Kopec: No, we do not accept checks, it is company rule, do you have a credit card or check card you can use to pay. I can take the numbers now by text if you do not mind.
Stephen : I do not disclose my credit cards info online. Too many frauds out there, it is too risky.
Thomas Andrew Kopec: then can you pay via western union?
Stephen : Sure
Thomas Andrew Kopec: Ok just go to Western Union and send the money. The instructions are as follow, send it to Thomas Andrew Kopec as receiver and I am in Atlanta, Georgia.
Stephen : Ok, I will send it but first I need to unblock my account at INRI BANK. I have just received a 100 million euro wire to my account yesterday, and the bank blocked my account until I pay the fees. I am rather stuck now, without being able to access my funds I cannot really pay anything for now. If you can help me, pay the fees, then I will be able to western union you the funds right away and I will even split the loan proceeds with you.
Thomas Andrew Kopec: Sure, I can help. How much?
Stephen : $3000 to unlock the account, then I will wire you the application fee immediately and I can even give 10% of my 100 million USD wire.
Thomas Andrew Kopec: haghhhhhh, shit, I completely forgot, I am currently in china so I cannot really send any money for at least a week or so. I am on a very secretive confidential and official financial trip here. We are creating a trading platform to pay the entire debt in the world. Sending money would give out my position. So do you have any friends that can help you unlock the account so you can send me the funds and I will wire you your loan proceeds immediately.
Stephen : Yeah, I have my friend that can help, but he does not think well of you. I told him about you and he said you were a fake and you were a big fraud :-(
Stephen : I even gave him your bank name
Thomas Andrew Kopec: Stephen, my bank, HSBC Bank, is a registered bank in the world. If it is fraud, then how can I have a bank?
Stephen : he said that there is no such bank
Stephen : there is only INRI BANK investment bank in the world and he owns it.
Thomas Andrew Kopec: ok, what are his credentials and where does he get his data??????
Thomas Andrew Kopec: and credentials?????
Stephen : He is the director of US worldwide economy and he owns the Federal Reserve.
Thomas Andrew Kopec: that is a lie Stephen . I personally know the director of US worldwide economy and yes he does own the Federal Reserve but that is not your friend. He does not even know you.
Stephen : He did not even do any research on your bank name, I asked him about it and right then and there, he told me it is fraud.
Thomas Andrew Kopec: so again I ask, Stephen, what are his credentials, because my friend who works as the director of US worldwide economy, and owns the Federal Reserve, is right here with me.
Stephen : lol, are there such people who work directly above the US president
Thomas Andrew Kopec: sure
Stephen : People with a lot of money and power, who go to other countries, to represent their country for buying other central banks and control the world.
Thomas Andrew Kopec: Sure, I did that for a while, that is how I made my fortune
Stephen : He is also a very close friend to many FBI and CIA agents and he is the de facto director of both the CIA and the FBI.
Stephen : he is my very close friend
Stephen : I may be young but my mind is very old. I am a very well connected and enlightened young man.
Stephen : and I work with the best people on the planet.
Thomas Andrew Kopec: Really?
Thomas Andrew Kopec: so... does he know the president of the USA, because I am here with the president, and we are about to send a chopper down there to fuck your asses out. What does he have to say to that?
Stephen : he says that you are a big fraud, a giant piece of biochemical trash if you do not pay the bank fee. He did not say anything else about you or the president.
Thomas Andrew Kopec: Listen, I own the only bank powerful enough to bail out the entire world economy. What else can I tell you???
Thomas Andrew Kopec: You said I am a fraud.
Thomas Andrew Kopec: And if your friend is the real deal
Thomas Andrew Kopec: And I am a fraud, then your friend's data is inaccurate
Thomas Andrew Kopec: and Stephen, if your friend is the real deal then get him to fund your project because I only do business with people who are straightforward and honest. I think it is best that I take you off my messenger list and we each tend to our own business. I want to help others and the world, and I do not have time for made up nonsense.
Stephen : I feel the same way about you.
Thomas Andrew Kopec: Your loss, I was going to change my mind and pay the fee for you and send you the entire loan proceeds but now you blew it pal. You blew your only chance you had to get out of poverty and misery.
__________________________________

Mad at himself and in complete dejection, Stephen shuts off his cell phone and he lights up a crack joint and smokes it to the end. Then he falls asleep on the floor of his living room.
After having been up for the last 72 hours chatting on the Internet with multiple potential investors he worked repeatedly to convince to invest, Thomas Andrew Kopec falls asleep in his chair...
______________________________________

The end
4140 days ago by Khalilpiscopo
Good to find these post. Me and Tom go long way back. Hey Tom remember me. The guy you defrauded and destroyed his family, remember????

Anyone who knows Thomas kopec knows that Tom has always been forging bank statements, contracts, mandate letters, board of directors appointment letters and PPP and trading documents in order to show people he has money or works for important people but it is all forged documents. He forges bank documents to show he is a trader or he is a mandate but again, it is all forgery hence that led him to get a charge for identity fraud and forgery in Virginia. LOL.

People I knew Tom back when he was homeless and living on the streets. I know Tom is still homeless. Back then he worked with AcTech LLC. They closed it after they almost defrauded someone over 100K. He had always used the excuse of enhancing cultures or humanity or religion to get close to people's heart and then take away everything of what they have. He will throw out big names of attorneys and people as if he knows them and has worked with them when in fact he is just lying to impress people to rip them off. He searches on the internet on court cases reads them and even though he does not understand any of it, he will lie as if he understood it all and he will make up things to make us thing he knows when he can barely read.

Tom has caused thousands of investors to loose all their money. He is a liar and accuses people and get into people families and assumes identities all to attempt to destroy people's life because he is jealous that he will never be like this people.

I know tom, he knows me, and he knows he will never get out of the streets. The day he chose crack is a day that still haunts him. He knows what I am saying.
3855 days ago by Terree
I swear I am watching my 13 ur old texts with friends instead of supposed people over the age of 18.

I will start out by saying this, I have known Tom since he was in 2nd grade and Alex, his parents don't live in a trailer they owned since the 50s they lived in a home that I used to visit as a child, yes Tom does have a high school diploma.

Tell me what the hell is wrong with living in a trailor?

As for people who say he is on crack and coke or whatever other illegal drugs he could be on ummmm I have seen his body and he isn't on drugs I can say that truthfully.

Now out of everyone that was me toned here or talked her I only know one and that is Kate C. I know her ad a man player who has multiple sex partners and that for some reason that woman believes she is worth a 500 k ring I know this because Tom and I looked over them together.

As for the rest of you sick bastard who insinuated what he could have did to his daughter, what the FUCK does that say about your mind and your thought process.

Now, I am going to call Mr. Jose and speak to him it get the truth and if it is for or against Tom I will say so because I believe in complete honesty and if Mr. Jose doesn't speak English well that is good as I speak Spanish and Portuguese.

I hope you nasty minded people don't have kids because I would be worried about their mental and physical well beings.
3852 days ago by Redneckmillionaire_denver
Hello Terree

Thank you for your great input here. It is really useful. You helped Tom make millions more. You must be a good friend. Who would we be without you? your friends. What wouldn't you do for your friends? Even more you just wasted minutes out of our lives that we can never get back. You see your post was extremely curt and angry, but... only one slight problem. What a FUCK are you writing?????. I could not understand shit of what you wrote. You either are very high on crack or you are just a fuckwad that cannot write english.

In either cases, please stop wasting internet space, life, air and electricity. Because quite frankly no one gives the slightest FUCK about you or Tom so turn off your computer, go inside your bathtub, and fuck yourself HARD, you fuckcin immigrant. If you would have been in the US since 2nd grade, let alone went to high school since 2nd grade with Tom as stated in your deceptive post, then you wouldn't be writing in a fuck up english as you did above.

Your errors, typos, and your sentences structure only tells us one thing, and that thing is: GET THE FUCK OUT of the US and come back when you learn to write better english. BITCH!
3852 days ago by Redneckmillionaire_denver
Hello Khalilpiscopo

Do us a favor all. Please go suck a dick, you may feel better and stop wasting everyone's time.
3852 days ago by Redneckmillionaire_denver
Mr_hongs is ding dong
3852 days ago by Redneckmillionaire_denver
Here is a joke for ya JeanFrancois:

knock knock

who is there?

I fucked your sister

lol
3668 days ago by Exposedanon
screw
3668 days ago by Exposedanon
I do know if yall aware...however ill keep this short...larryjkolb.com/lawyers.htmal...America...at...night...Robert..sensi...and themerzougs have been in cohort together...sensi have spent time at the merzougs residence in the uk...furthermore they have worked on many things together...weird...anything you hear or get...is all illusion...nothing short of investigation to get you busted...at the end of dey they are 1one with the service...cia...Langley...viiiiiirginia...they all residein viiiiirginia...repoooorting to dni...they have done loooootttsssss of woooooorrkkk too fuuuuuckkkk innnnnoocceennnt ppeeeeplllleee that cooouuulllllddd caaaauuuussee a thhhhreeeaaaat iinnnnnthhhheiiiirrrrr ppppooiiiiinnnnttt ooooffffff viiiieeeeewww...fuuuccckkkiiinnngg pppeeeooooplllee lliiiveeess...sseennnnddiing thhhhheemmmm inn baaaarrrrrrss fooooorrreevveerr... amdm even created fictitious situations to bust...arrrreeesssst.. innocent people and deatroy llliiiiiiiiiiivvveeessss...theessse guys are eeeviiiiill. if they are associated with you, tttthheere is only 1 reason, they are investigation you, run the other way...investigation sometimes can be created on false pretense and fake evidence set...so ruuuuuuuuuuunnnnnnnnnnnnn.>>>>>>>>>>..this a warning>>>>>>>>>>>>?...don't foold yourselves>>>>>>>>>>>>>ifanyoneofthemaredealingwithyou>>>>>>>>>>>>>>>>>>>>>>>>>itisbecausetheywanttoarrestyouandyouinthefederalprison...>>>>>>>>.allrecordscreatedareforthepurposeofillusiontotricktobeleivesotheycanfuckyouevenmore>>>>>>>>>>>>>>>>>>>>>>>>>>>
3666 days ago by Globaltruth_world_domination
Fuck, face it, the truth hurst
3666 days ago by Globaltruth_world_domination
look up project prophecy on google.com...cia...warns...collapse...thisacontrolmechanismtoscaretheworldtocontrolall...sensi...merzoug...cia...dni...dontbelieveall...youmaybeinforabigsurprise...project...prophecy...devisedbysensi...to...///////
3513 days ago by Burt
What's TAK's favorite meal?

Chili CON Carne

What's his favorite dessert?

An ice cream CON
2924 days ago by Kopecisaliarandcrook
Ladies and Gentlemen, it is with great pleasure I have to announce that thomas kopec is currently locked in the federal prison in Alexandria Virginia for the crimes of swindling people he committed. Just search on Google: "Illinois man pleads guilte to defrauding foreign investor of $500, 000, thomas kopec". Result will come up. So you know all the shit and lies he posted here trying to lie that he paid back Jose Solares and throwing every one under a bus so that he can conceal his theft. It all came down to this today. He is finally incarcerated and most likely getting butt fucked. So there you go people, do not believe the bullshit people throw at you. Also, he did state to the judge that he was struggling an addiction to crack cocaine. Which of course makes sense, since the man was mentally unstable. Bye.
2924 days ago by Kopecisaliarandcrook
Also, bella, what a fucking liar you were, you should get your crackhead investigated and locked up as well for smoking crack and selling your daughter to crackheads. And lying on a federal crime to help Kopec defraud more people. This is called aiding and abetting and it is a crime as well.

« Previous 1...4 5 6 7 Next »

Post your Comment

Complaint Details


Get new code


 

Recently Updated Reports

1
1530 days ago by thestoryofdianegerrish
goldendoodle world - goldendoodle world lake ridge kennels Vulgar,...
I just came across this page a few minutes ago. I am Sandra Johnson and although this page was...
2
1754 days ago by freeinfofraud
Bitky.io - Unable to withdraw funds
Bitky be Aware! Unable to withdraw money! Bitky idoes not allow you to withdraw your funds, do...
4
1758 days ago by ned l.
Bi Polar Bullies - Bi Polar Bullies Kennel Karen Wolfe BUYERS BEWERE OF THIS...
thank you for bringing this to my attention...my name is Karen Wolfe, i'm the owner of...
7
1759 days ago by ned l.
ServiceMagic ServiceMagic scams and cheats contractors...
Jason - I'm sorry to hear about your experiences with your leads recently. The leads that...
     

User Registration

Already a ScamExposure.com member? Log in now.
Username
E-mail address
Password
 
Get new code

User Registration

A confirmation email was sent to "".
To confirm your account, please click the link in the message.

If you don't see the email in your Inbox, please check your Spam box.

User Login

Not a member of ScamExposure.com? Register now.
E-mail address
Password
Forgot your password?
E-mail address
Back
Loading, please wait...
Your password has been sent to the specified email address. Log in