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Sears/Citibank Credit Card
Sears/Citibank Credit Card Credit Limit Decreased-No Prior Notification Internet
3rd of Apr, 2011 by User967535
After 27 years as a "loyal" (thoer words-not mine) Sears Credit Consumer, I had a credit limit of $6,500 on a card I rarely use. I would make occasional big ticket purchases and then pay off prior to 6 months (I hate 30% interest).
I went to use my card, Saturday, April 2, 2011 believing I had the same credit limit. I have a zero balance outstanding for automotive repairs.
The bill came to over $1400.00. I went to use my card, and was informed that the purchase was declined due to insufficent credit available. My limit, somehow, was reduced from $6,500 to $250 without any prior notification.
I attempted to to have them even consider a temporary increase, as I would have this amount paid off in three months. I have never missed a payment with Sears, and have been a credit client since 1985. No dice. I will never shop Sears again, or any of thier affiliates. I now shop at thier competitors, and pay cash.
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