| PJP Health Agency |
| PJP Health Agency is run by brothers Joseph and Philip Teseo, who have both been convicted of stock fraud! Internet |
| 25th of Mar, 2011 by User264385 |
Since the Teseo Brothers are prohibited from being licensed as insurance agents anywhere in the United States due to their criminal past, they use their father Philip Teseo, Sr. and his associate James V. Struss as front men. PJP Health Agency scams it's clients ("dupes" would be a more appropriate term) by selling them discount medical plans when they have been led into thinking that they have purchased health insurance. Since PJP Health Agency does not supply potential customers with written details of the plan before purchase, most consumers do not realize that they are purchasing a medical discount plan instead of legitimate health insurance. Since most customers do not have law degrees, they are overwhelmed when they are rushed into giving their checking account number and then rushed into e-signing a contract. The so-called "telephone verification process" is bogus, as it is handled in-house, and not by an independent third party. For those customers that are a little more knowledgeable about the health insurance process and are willing to pay the price, PJP Health Agency does offer health insurance coverage. However, this coverage is not legitimate, because customers are assigned into groups of which they are not members. For example, a customer may be given health coverage through Horizon Blue Cross/Blue Shield, but this coverage is issued because PJP Health Agency fraudulently claimed that the customer is a member of a group (i.e. a local Chamber of Commerce), when in fact they are not. If the customer ever has a serious medical condition requiring an expensive procedure or treatment, the insurance company will conduct an investigation which will determine that the insured was not actually a member of the group to which PJP Health Agency claimed they were. This will result in the insurance claim being denied, which will put the customer on the hook for potentially thousands, or tens of thousands of dollars. Up until recently, PJP Health Agency has been able to fly under the radar and take advantage of both a gullible public and lax enforcement of insurance fraud laws by the state regulatory agencies. But things are starting to change. Both ex-employees, scammed customers, and defrauded insurance companies are coming forward to expose this company for what it really is... a boiler room operation which is engaged in an ongoing criminal enterprise!
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Do not accept any position by Dan Hardwick. His phone number is 631-465-8110.
He will tell you that you will get a six figure income. There is no one at PJP making 6 figures.
Dan Hardwick is also a sex addict. He cheated on his girlfriend, Lauren Buccello constantly. He has slept with Pam, Dawn, and got Teresa Keeler pregnant.
Do not work for Dan Hardwick and PJP Health agency. |
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| I work for pjp health agency and started off selling those discount plans and we are required to tell the customers that they are NOT insurance policys this is also repeated in the once again in the verification call at the end of the enrollment processs. And if we where to be a fraud how could we be in busniess for 8 years? And what is it to my clients about stock fraud if thats even true. Im not selling stocks i sell health insurance and have plenty of clients who are happy with the products i have sold them, and no one makes 6 digits you obviosuly didnt sell long enough cause theres plenty of people who make and are making 6 digits, but those people are the ones who truely care about there clients. Just because you got fired for not producing, or wasent listening to your insurance agent while picking out a coverage plan gives you no reason to post something along these lines. |
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