| People Helping People |
| People Helping People PHP Marketing Pyramid Scheme Scam Lies Insurance scam MLM Lancaster, California |
| 14th of May, 2011 by User259507 |
| I only wish to present some simple facts with commentary. My hope is that the reader considers the facts, and then considers the validity of my comments. I had been recruited to join People Helping People (PHP). I now regret it. They got $100 from my Fiance and I for the registration. This was fine. Then they (She) got us to go on a trip to Las Vegas. This was great! We paid more for that of course. Admittedly, from the start she had been sprinkling in carefully chosen fragments of the truth with her rhetoric so that at no point could she be called on to answer to the false pretenses and dream selling that PHP have mastered to manipulate people. The victims have mouths to feed, and are lead to believe that it is a legitimate opportunity. Let me pause to say that this is not hyperbole. I am making no effort to exaggerate, while I am making my best effort to convey my thoughts by using the English language as clearly and succinctly as I can. Continuing, she told us that to sell policies, it is our obligation to apply for one as well. So, she led us through the application, and we signed. She did this after doing what they call "take away", which is where they say things like "We don't work with everyone because we're very picky" and "I can't make any promises". We were needy and she took advantage of us. I will never see it any other way. The rigmarole for new recruits is to procure 25+ qualified families that meet certain criteria so you can help and/or recruit them. Also, there is strong emphases placed on a quota of ten field trainings, which is where you take a PHP employee to a families house and then he or she tries to write the policy under the guise of Training. These field trainings are where PHP participants write most of their policies. Their mission statement is to help people, and yet any participant interaction with strangers is done with the sole emphases of recruitment. (Their training manual or Play Book is all the evidence of this you need.) Arranging these trainings is hawked to the participant with a promise of creating a strong downline, yet the primary concern of the upline is that you bring them field trainings, as described above. It has been said amongst the well initiated that your residuals will likely never be substantial. A good portion of the time you spend with your recruiter is devoted to indoctrinating you with the idea that PHP represents a higher calling, and that you are discovering an opportunity to participate. They speak of the future success of life insurance agents due to baby boomers. This is fine. If that is true, why is it so rare that they push you to achieve licensure to actually write your own policies? The answer? You are far more useful to them as long as you continue to take them on these field trainings when the trainer is the one getting paid to write the policy. They sell you a dream of being successful for your family, then after you take them out to write some polices they tell you that you are ready to go for the license. But theres no hurry. Consider for a moment the plight of one that has studied but cannot seem to pass the test, yet has taken these liars on numerous field trainings on which they have written policies and profited. The trainee has nothing to show for it, but the big wheel keeps turning. Once the trainee grasps this whole scenario, how are they to feel? What do they say to their family after promising each day that they may have found an answer to their financial woes? An answer to their empty fridge? The trainee has been devoting time to PHP while having to answer to their family. This is hurtful. People Helping People uses people and profits from them before the victims even know if they will be able to do the business themselves. Sadly, in the execution of this business, you must manipulate others just the same to be at all successful. This is not the first mlm (multi level marketing) scheme of its kind, nor is it the last, I assure you. I have written this so that people can be careful and discriminating with their time. Please spread the word to help create awareness of scams like this. People should know the truth. There are people that are actually in the company that dont see it for what it truly is. I hope to change that. I welcome and appreciate rebuttals and/or comments, even if you're paid to do it. |
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Please note many of the responses to the complaints are filled with references to Wal-Mart and U.S. military. Wal-Mart started as a small business selling USA products and the U.S. Military can, if approved by government, reinstate the draft. It is insulting to one's intelligence to compare PHP to the U.S. military employment model. When PHP begins to offer paid vacations; paid moves; paid life and health insurance; free housing in some cases; special allotments of money for locations with high costs of living; retirement pay; free job training; workplaces with gyms, pools, bowling, commissary and exchange shopping; and a guaranteed income PHP might be able to use the U.S. Military as a comparison model. Shame on you.
In all fairness there are some decent people within this company who sell the policies offered and things work out okay. Recruiting is the mainstay of this organization. There is a lot of flowery language and there are promises made. The truth is you have to pay a fee to "join" and there is the fee for your license; also monthly fees for the internet etc. Again, I know the mainstay of the organization is recruiting. If no one benefits by recruiting new employees why is that a main goal of their sales teams. Be smart enough to read between the lines.I have family members who own a couple of these offices.
Again, if no one benefits or receives a bonus or financial encouragement to recruit -- why are the salespeople approaching people in parking lots to come and learn about the opportunity. Usually when something sounds to good to be true -- it is. This is a MLM so "buyer beware". |
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