Consumer reviews and reports on scam companies, bad products and services
People Helping People
Lack of service, Inaccurate/hidden information, MLM Scheme
24th of Mar, 2014 by User36447
I think if you search around the web, you will find all that you need to know about this company ... and it's not good.
People don't spend their precious time writing these long scathing reviews of PHP for fun. It's because they REALLY had a problem and were REALLY ripped off. Think about that the next time you consider giving this company the benefit of the doubt ... if this company was as great their employees (and only their employees) say they are, they wouldn't dedicate the time and resources to refuting, taking down, and burying negative reviews of their company.
Only pyramid-scheme/rip-off "companies" with a lot of money invested in a fragile marketing illusion would put so much time and effort in checking every review written about them.
Either way ... I was ripped off by a guy named Bo.
How it works is: they find someone who doesn't know much about investing/insurance/finances (me), take advantage of your ignorance by showing you a bunch of loose numbers without details, then use fear and urgency to get you to sign up before you have a chance to think about it. Once you sign a monthly payment away, people like Bo disappear back behind the smoke and mirrors and hand your account off to somebody else and hope you hang on long enough for them to get their commission check. If you cancel after they get their check they can care less.
Once you read the terms and conditions for the Insurance policy you sign up for, you begin to realize how much you just got ripped off. Luckily I go out before it was too bad. The first two years of my payments wouldn't even have gone to my retirement, but straight to the insurance company ... ridiculous.
I could go on, but like I said: there is a REASON why all these negative reports are out here ... don't believe the hype.

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