1. Faxed my application to New Haven Financial with out my approval.

2. Declaration of oral disclosure,gillee sherman swear under oath he orally spoke to me and explained line by line the contract,we never even walked in a office nor met any one.

3. I asked for $20,000 but they insisted on me making it worth my wildtryed to ge me $150000,thank goodness i only borrowed $65,000.

4.We payed $250 for appraisal,when they used old appraisal from when ni refinanced the last time.

5.Wired me money directly to my account,didnt see my docs till weeks after,didnt noticed what i got my self into after living in our home in peace for over 8 years now,krekor tchakian has send us to forclosure 3 times,will not modify or even waht to helpdrop his $250000 he will make after i get done paying.

6.$7000In feeson $65000 loan,thats more than my first and that amount is $35000.

7. $450 title insurance fee. for what?

8. $500 DOC FEE $50 FED EX FEE, $3575 Broker commision.$619 prepaid fee.

signed escrow paperwork,when they dont even have escrow license,

9.They put on there contract that they gave me a check,they wired directly in to my account.

10.misuse of trust funds, they wired me money quick ,i believe it was from benifitiary.

11. garanteed they will fail to bring bank statements,maintain seperate trust fund.

12. benefitiary definitlywouldntqualify ,he will fail to retain investors statements of suitable/qualifications/net worth/adjusted gross income.

13.benifitiary license was not valid at time.

14. they forged my girlfriend signature ,because her intire life she has sighned the same way,never has put her full name on signature.very easy to identify she didnt sign.

15.benefitiary never sents us a pament stucture of ho much weve paid and how much our balance has went down.allways at the same $65000./

16.much more fraud and misrepresenting but need a proffesionals help,i am very organized and have every document from day 1,in pdf file.some help us ,