I have been receiving harrassing phone calls from NCO Financial for several months and have told them I do not know what this bill is for as there is no explanation just to say that I owe $159.00. I do not know what this is for or how they received my number and/or address.

This also shows an address of: P.O. Box 15630 Dept. 02 Wilmington, DE 19850.

So I am also puzzled as to where they are located.

This is the second time I had received a fraudulent notice from a financial institute.