Dear Mr. Carabini,

Taking a moment here to write you a short note regarding my experience with your company. Basically during this recent bull market in precious commodities your trader ****** ******** traded my account and lost thousands of dollars. This represented a large percentage of the total account entrusted to him. I am sure there are stories and explanations aplenty. I am also sure there are numerous protections in place preventing you and your firm from having to successfully trade.

My suggestion – traders at your firm need a unified strategy – if you have so many experts – well put them all together and have a unified direction so investors do not bleed out at your firm. The concept that a trader at one desk does what he thinks makes sense and the trader at the next desk does what he thinks makes sense is clearly not working.

I look forward to a refund of my hard earned - easily lost money. But that likely will not happen. At any rate I will be sure to publicize online your response. This disappointing record of losses I had with your firm, needs to be publicized - perhaps preventing yet some other fellow from suffering the same losses - due to basically poor strategy and lack of proper supervision at your firm.

Best wishes, Note - they are probably fine as a depository - lousy at trading.