Member services inc

5th of Jul, 2011 by User242740

I was on the internet looking for a reputable loan company and was directed to the Member service.inc. I applied thinking it was a credit card company but quickly realized that this was much more than just a credit card and got off the page. A couple days later I received a phone call from this company. I asked the representative to explain how the card worked. He explained that after a with drawl of my bank account I could go to a their website and buy merchandise with a limit of 10,000 dollars. I quickly started thinking this was a scam. I told the representative on the phone do not debit my account, I wasn't sure if this was something I wanted to do. I stated I wanted to speak with my husband and he could call me back at the end of the week and I would have an answer for him. Well my phone was broke for about a week and I bought a new one with a different number. I had completely forgotten about this and thought nothing of it.....big mistake! However I did speak with my husband and decided it wasn't something we wanted to do, it seemed like a scam. Well a week goes by and I received a bank statement showing they had without my permission gone ahead and debited my account 60.00 . I called my bank and was told not only did they take my money but they were going to debit it again that night at midnight. So I closed my account. The next day I called the company and was asking why they did this. I was told from a very rude woman that I had given my account number and that had confirmed that I accepted this outrageous offer. I tried to explain that I had spoken to a rep. from that company and told him not to debit my account. She proceeded to tell me I was lying and I did not speak with anyone. Also that they had emailed me and called. She was being very argumentative, so I asked for a supervisor. She said she was the supervisor and then hung up. So I called back and someone else answered, I was trying to explain what was going on and she told me I was lying and hung up again. So I looked up this company and found no website, all I found was other people that had also been ripped off by this company posting their frustration. I also opened my email and found absolutely no email from this company. They have successfully ripped me off and there is nothing I can do to get my money back. Not only did they debit my empty account but because of that I'm now over drafted and owe the bank as well. Cannot believe I fell for this. I want my money back This is a scam and they should not be allowed to do this. Times are hard enough , I was struggling to begin with that's why I was trying to get a credit card in the first place. Now my credit is going to be affected and now I have one more bill to have to pay off, when I didn't agree to this anyways. I'm shocked that this company can get away with this. How do I resolve this situation?

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