You might hear of them as "Online Business Sytems" also.

Maybe you've heard these ads for INCOMEATHOME.COM - they're flooding the airwaves. The claim a high ranking (one ad said AAA which isn't the case) with the Better Business Bureau. Unconfirmed reports indicate that schills may be entering these positive ranks at BBB. Their current rating is "BBB" (not "AAA"). Not all that great actually - even if it is credible.

This company says you can make a ton of income at home, but try and find out how it's done. You go to their web site and for deliberate reasons they hide the true nature of the business, which is nothing more than a multi-level-marketing scheme selling HerbaLife/vitamin products. That may be okay...but...what they apparently are also selling as part of this MLM scheme system is something else.

We discussed this with one of their people in Hiberia, California, a guy named Ken Cross, who was a champion at being evasive. He wanted ten bux to mail a CD that would tell you everything...then it's another 40 bux after that to get a start-up kit. He admitted that the MLM scheme includes getting others into the act of generating the same fees, $10 and $40 - plus the product itself which he refused to identify, just repeating himself that "it's all on the CD"- No matter how much we pressed this guy for details, his stock answer was "it's all on the CD". How impressive is this? This guy must think he's a real intellect, or clever - a real intellect wouldn't talk like this and a real intellect listening to Ken cross would dismiss this all down the toilet.

When a business is this evasive - then it's time to evade them and hang up.

Internet sites explain that it's vitamin products. HerbaLife - but Ken Cross won't tell you this on the phone. you have to send him money first to find out.

The "scam" that bloggers accuse them of is being evasive up front and "baiting and switching" people from thinking it's one thing then to find out you're going to recruit lower and lower levels of MLM dupes into joining the scheme. of course, like other questionable online work-at-home schemes, there are tons of favorable testimonials - then maybe the more realistic testimonials are to be found on sites like scam report.

As one blogger put it, in order to be employed by a legitimate business, you should NOT have to send money first to anyone.

One of their reps claimed that they are a NYSE listed company, but on the phone and in one email and on their pop-up window, all you hear is either no-answer to this, or in one case "Gee I don't know" (!!!) Maybe they ARE listed on the NYSE - but you probably have to buy their CD or start-up kit to find out if this is true. So far, we can't find this in the Wall Street Journal. If you talk to them, ask them what their NYSE stock symbol is.

If you enjoy doing multi-level marketing and don't mind paying nearly $50 up front, then go ahead. Better still, there are tons of MLM schemes in Utah - but they don't last very long and nearly all of them attract the attention of Utah's AG's office as scams. Those on the bottom rungs of their pyramids almost never make any money - or just pennies - and are ripped off of their up-front fees left with a garage full of unsaleable or unsold vitamins or beauty products.

One elderly couple in Mesa, Arizona, both suffering from dementia, were ripped off by such an organization, paying over $1,000 monthly for vitamins they had no need of.

Amazing - you hear incomeathome's ads on the radio, go to the web site to find out absolutely nothing but some possibly phony testimonials, then a pop-up appears when you try to exit - and you still get no answers to your questions, then a rep calls you and you still can't find anything out - then ONLY (maybe) if you send them ten bux for a CD you are supposed to find out and then if you still survive this stage you send them another nearly $40 for a start-up kit.

Another thing that was impossible to find out is whether or not any of these fees get repeated charged against your credit card in the future or is it a one-time charge only - hopefully that's not the case, but it usually is with scams that compete for this same type of "business". Again, buy their CD to find out the answer to this question also.

It's not likely anyone would really want to give these guys a credit card number when they don't tell you anything of substance up-front. No one knows anything about this or who these people really are, so best advice is: don't give them ur CC number ever.

Supposedly this is still legal in the USA and therefore it might be incorrect to use the word "scam" in a legal sense - but more and more internet sites and blogs are exposing this using the word "scam" and "unfair" and "unethical". Another unwanted child of the economic recession raises its head.