| Find John Doe |
| Unlawful Debt Collection Tactics |
| 22nd of Jan, 2013 by Reponut |
Re: Silicon Valley Recovery, Inc
Find John Doe is a skip tracing company owned by a guy named John Lewis.
They call and search for individuals they are hired to locate. They do not ask for payment as they would then be more strictly constrained as to how they locate "skips". They are contracted out by finance companies and captive lenders to simply transfer the call once the debtor is on the line or turn over location information. If they negotiate payment arrangements or demand payment, they would be regulated by the Fair Debt Collection Practices Act. So what they are supposed to do is call and locate. When their skip tracer tried to shame my father by stating "convince ***** to be the son you raised him to be", they triggered the Fair Debt Collection Practices Act. In the eyes of the U.S. District Court, all calls that they made and actions that they took are subject to the FDCPA.
They fucked up. They may claim it was a bona-fide mistake made by a commission motivated young punk kid who had signed an agreement that stipulated not to do what he did. The could produce a handbook with company policy stating not to do what he did. They can produce his signature prior to this occurrence. They would still be liable. It would change the tone of the proceedings and reduce possible damages and statutory relief awarded. They would still have a $5000 - $25000 deductable to pay their insurance company. Their rates would still go up especially since they were sued last year for almost the same harassment.
Now, the average FDCPA case is settled for $3500. There is a limit to damages of $1000 per violation and some Judges will only grant you $1000 for any and all combined. They are required to have been licensed as debt collectors in the states which they called. In this case both Colorado and Maryland. Every call they made is subject to the FDCPA ex post facto. The FDCPA considers any demand for payment made in a state in which they are not licensed to operate in a false threat. They are not allowed to threaten to take action which cannot legally be taken. Damages that can be sought does not typically reach the amount that is needed for the emotional distress caused to all parties involved.
Federal court charges a $350 filling fee for a fed question case.
When someone engages in a phone broadcast campaign contacting many members of the community spreading of a falsehood by making false implications and statements that would be highly offensive to the average person and do this to a non-public private citizen, it is call Invasion of privacy-false light. The statute of limitations is three years from the date of the beginning of this campaign. There is no bona-fide mistake defense they can claim. This is a circuit court case in the state of Maryland.The filing fee is $140. I have already prepared the case. I have read the rules of civil procedure. The circuit court for Frederick county is a court run by the Honorable Judge Dwyer. He is a man who protects the people of Frederick county like my father. Maryland has always had a solid pro- consumer judiciary. This will be my venue.
Service of process. I am waiting to file due to the track record of John Lewis ducking responsibility and his staff lying about who owns the company and their address. KATHERINE!!!!!!!!!!!!!!!!!!!!!!!!!!!!
I think he is going to duck my process server. I have retained a national service of process fulfillment company to handle this. He is the owner and resident agent. I know he will be in Irving Texas the last week of April and will file two weeks prior so as to get the court entered documents to the process server in time for John's big day. To get served in front of the entire repossession industry. I am having it video taped. I will put it on youtube with a link on this site so you can see him get served in front of his peers. John loves youtube. He subscribes to the reponut's channel. I have watched the same videos since March 2009.
John will no doubt see his lawsuit on Cucollector.com before he is served. I will be making an example out of him for the rest of his industry. Hopefully my father is the last one screwed with by some young punk kid in California. I intend to forward the lawsuit in electronic format with judiciary case search location for independent verification to Cucollector.com which he also subscribes to.
A.R.S. (American Recovery Services) a P.K. Willis Company,( a company which John Lewis founded and sold) worked an account for chase auto finance and followed the law. The honored a cease and desist.
C.S.I. (Confidential Services Incorporated) while working for G.M.A.C.was pretending to be a hot chick on yahoo messenger trying to add me as a friend to get my contact details. I knew it was a skip tracer because no hot chicks want to be my friend. So obvious. I sent them a cease and desist instant message and the honored it.
Dallas County Investigations - while working for Chase Auto Finance called while spoofing their caller ID with the number of the Dallas County Sheriff's office in violation of the T.C.P.A. - fraudulent caller ID clause settled for $1500 in statutory damages when I faxed them a copy of the prepared suit seeking $1500 in state court. They didn't want their insurance rates to go up with a documentable lawsuit.
No collection agency or skip tracer got anything from me. When the convertible roof started leaking at 200k plus miles I told them where to get it. (roof $3500 car only worth $7000)
I intend to make an example of this punk who pretended to be a cop looking for me working an open case. I hope anyone else who gets harrassed by these guys skips state regulatory agencies and contacts a consumer lawyer. If you need help I know a few great ones that can help. Just post a response on here and I will be glad to help you find one who will work on contingency.
ALLY FINANCIAL INCORPORATED. PLEASE HAVE THE FLATBED DRIVER THAT IDLED HIS TRUCK IN FRONT OF MY FATHER'S HOUSE ON FRIDAY DECMBER 21ST AT 10:43 PM AND AGAIN ON MONDAY DECEMBER 24TH AT 9:48 PM, TO DO SO ACROSS THE STREET OR AT LEAST GET THAT DIESEL ENGINE TUNED AS IT WAS CLACKING UP A STORM FOR THE 10 MINUTES HE WAS THERE MAKING NOTES. YOU SHOULD KNOW ME BETTER THAN THAT BY NOW. POOR DRIVER. I HOPE HE IS NOT WORKING ON CONTINGENCY.
I LOOK FORWARD TO MEETING YOU IN COURT JOHN LEWIS. MAYBE YOU CAN SHOW ME SOME MORE PICTURES OF YOURSELF IN lONDON IN FRONT OF A STORE WITH THE SAME NAME AS YOU. LOOKS LIKE I WAS WRONG WHEN I SAID THERE ISN'T ENOUGH FRAUD OUT THERE FOR OBAMA TO GET THE VOTES TO BEAT ROMNEY!!!! |
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