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DAVE SINCLAIR FORD DAVE SINCLAIR AUTO GROUP UNFAIR AUTO LOAN RATES !!!!!! SAINT LOUIS, Missouri
24th of Oct, 2011 by User855637
I went to Dave sinclair Ford one day when i got off early from work, decided to buy a used truck. ok no big deal right ? well well after i found the truck get to the finanace dept. and see that the pmt is a little high but o'well its ok. then i see that the rate is 15.5% !!!!???!!! WHAT! , well sir "its because your credit score is in the 500's... so i asked who they used for credit reporting ,he stated everyone in the car industry uses equafax ! That sucks b/c i have a 780 score with transunion . Yesterday i go and buy another car from a diffrent dealer, scores still the same (all three)
i was floored when i was given a 4.3% rate . I asked the finanace guy who he pulled credit from ,he stated the auto industry as a whole uses transunion unless they go after subprime customers !!! so they beat me up on my lower of the 3 scors just to sell the higher rate .
now in the housing market that would be a violation of ECOA, i wonder if there is a law for that . DONT USE DAVE SINCLAIR FOR ANY OF YOUR FINANCING !!!!!!

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