THEY RAISED MY 9.9 RATE TO 29.9 NO ONE CALLED OR WROTE ME THEY JUST DID IT. THAT SHOULD BE AGAINST THE LAW, SORRY THAT IS ONLY ONLY IF YOU ARE A AMERICAN. WHY IS IT THEY CAN GET AWAY WITH THIS,IT IS NOT FAIR,I WAS LATE BECAUSE I LOST MY JOB AND MY LIFE WENT DOWN THE TUBES THEY SAID TOO BAD NOW YOUR PAYMENTS WILL INCREASE FROM 236.00 TO 375.00 AND WE NEED THE TWO PAYMENTS OR WE WILL REPOSESS MY ONLY WY TO GET A JOB.