These companies promise personal laons at a great rate and payment terms. But surprise, surprise, they want a deposit paid upfront. What's more, their addresses are incomplete and make mail delivery impossible.

Your deposit will likely go to someone in Canada. Try to get that back.

You know where this is going. You will never see you loan funds deposited and your upfront payment is long gone.

Check out this BBB article:

Thank goodness I did a Ripoffreport search first. It didn't take long to find the poor fellow who got taken, but it gave me enough information to do some investigation.