Bank Of America Home Loans / Countrywide Formerly: Countrywide Home Loans

25th of Jan, 2010 by User215070

Start Date:10/2008-Filed A complaint with:The Ohio Attorney General's Office, about the mortgage company=Countrywide=now Bank of America, and was trying to get some of the excessive interest that they charged me taken off of my remaining loan balance. However, they have refused to reduce my loan amount=but, instead it has been increased=due to the fact I was unable to make any payments since=10/2008, due to severe financial problems. So, I tried to do a loan-remodification with them under President Obama's new Homeowner's Affordability Plan=No Success!

Then, I got NACA=Neighborhood Assiatance Corporation of America involved, but Bank of America has a contract with them to write all NACA restructured loans with the property taxes & house insurance included in the monthly payments. Well, I finally got them to take that off, so they say it is, but, it is still on the loan proposal on my NACA file. And, I am still trying to get them to come down to the lowest interest rate that is offered to people like me in my situation from the Bank=which is 1.875%=fixed rate @ 30yrs.., and to reduce my total loan balance from all of the excessive interest, late fees, etc., and I recently discovered they are even charging me another escrow fee to have someone drive by my house once per month to see if it is empty, or occupied or not!

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