Consumer reviews and reports on scam companies, bad products and services
Americredit
Americredit False Reporting Forth Worth, Texas
21st of Mar, 2011 by User373247
My car was finaced by americredit back in 2000 with a very high interest rate, paid for my car 3 mintes with the interested they have me. Of course I didnt know any better because back then I was a young adult. As the years went on I was in between joba and fell a lil behind in the payment, I started to receive nasty harrassing calls from reps of americredit. I then got back on my feet and started making my payments on time then I ran into another problem, the vehicle was stolen. My car was eventually found and burned to ashes :-(. My insurance company and Gap insurance coverd all expsense that needed to be cover but americredit has reported this acct to the credit agency as a charge off. I've contacted americredit to discuss this matter regarding the reporting and they will not removed this from my credit report as a charge off. I cant seem to understand why would this be considered as a charge off when the car was stolen. Someone please assist me on how I can get this matter resolved. Thanks in advance.

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