American Mortgage Relief

American Mortgage Relief Services Ryan Dopp LOAN MODIFICATION SCAM Internet

27th of Dec, 2010 by User639770

In September 2009, I contacted American Mortgage Relief Services and spoke with Ryan Dopp. He explained the program but a $2995 fee was required to get started and he guaranteed me that if my mortgage wasn't modified, I would receive a full refund. No questions asked. Stated program would take 3 to 4 months to complete. I agreed and put the $2995 fee on my credit card. Things went south after that. I would constantly have to call them for a status update. It was one excuse after another. Finally on 3/15/2010 I successfully disputed the charge. Ryan Dopp contacted me and stated that a lot of work had been put into getting the mod completed and were on the final stage and if I didn't allow the charge to be put back on my card the law firm representing them would probably go after me for the money. On 4/21/2010 I signed a form to allow the charge be reinstated. A few months later, I was notified that my mortgage had been resold on the market and that the new servicer of my loan wasn't participating in the making home affordable plan. I then requested a refund, but was denied. I was told that the Western Premier Law Group was keeping the money as a retainer fee and if I wished to pursue the loan modification process again, they would do it free of charge. Mr. Dopp stated the only way I could get my money returned is if I did a refinance. He put me in touch with Tim Baudis of Watermark Capital, Inc. I began the refinance process in September 2010 and was promised a refund of the $2995 at closing. On November 11 I had my home appraised at my expense, $385.00. The appraisal was performed by Imortage Services, Inc. and the appraisal turned over to Watermark Capital. I have tried to contact them on numerous occasions by phone and email, but no one will respond and to this date, over a year has passed and I have received no loan mod, no refinance, and no copy of the appraisal as required by law. I have records of all the correspondence that was sent to Mr. Dopp of AMRS, docs sent to Western Premier Law Group and records of what was sent to Watermark Capital, Inc.

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